406 4th St, Deep River, IA, 52222
About This Home
Charming and spacious 5-bedroom, 2-bath home in Deep River offering great value and room to grow. Bright main-level living and dining areas create a warm, welcoming feel, paired with a functional kitchen for everyday use. A partially finished walk-out basement adds flexible space. Step outside to a deck, enclosed porch, and fenced yard, perfect for relaxing or entertaining. The oversized detached 2-car garage offers ample storage and convenience. Energy-efficient solar panels, installed three years ago, provide meaningful savings on monthly electric bills, helping reduce utility costs and add long-term value. Additional features include a jetted tub, breaker electrical panel, and a water heater installed in 2018. The home is attractively priced and a great opportunity to build equity and make it your own. Please note, the solar panels are not included in the list price; however, the sellers are willing to cover half of the solar panel cost.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1921
Materials
- Construction materials: Block,Other,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Range Or Oven,Water Softener Owned
- Laundry features: Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Block,Full,Walk-Out Access,Finished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Carpet,Wood,Laminate
- Fireplace features: None
- Attic: Expandable
- Finished area below ground: 445
- Finished area above ground: 1,555
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,000
- Total interior livable area: 2,000 sqft
Property
Details
- Parcel number: 3502800
- Zoning: Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Front Porch
Lot
- Lot size: 9,583 sqft
- Features: Less Than Half Acre
- Lot size dimensions: 62.5 x 150
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Hail
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $730 | $8,760 |
| Home Insurance * | $75 | $900 |
| Property Taxes | $157 | $1,884 |
| Electricity | $149 | $1,790 |
| Total | $1,111 | $13,332 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $144,500 |
| 2026-04-02 | Listed for sale | $145,000 |
| 2026-02-10 | Listing removed | $174,800 |
| 2025-12-11 | Listed for sale | $174,800 |
| 2015-12-24 | Sold | $65,000 |
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