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2037 Jewel Dr, Grinnell, IA, 50112

4beds
3baths
2,700sqft
$499,000
$185price/sqft
$3,684/moest. monthly cost
$147,360/yrincome needed

About This Home

A brand-new custom-built home is on the way at Prairie Pointe Estates. This beautiful residence will feature 2,700 square feet of finished living space, thoughtfully arranged in a ranch-style layout (1,551 sq. ft. on the main floor; 1,149 sq. ft. in the finished lower level with egress windows). The home includes four bedrooms and three contemporary bathrooms; all designed within an open living concept. The home will boast 9' ceilings, 2"x6" exterior framing, R49 insulation in the attic, and R21 insulation in the walls. The ASCEND composite siding is crafted to be 25-year impact resistant, and the class 3 shingles may even qualify for an insurance discount. Throughout the home, you'll find superior modern finishes, including painted flat panel kitchen cabinets, quartz countertops, onyx tops in the bathrooms, and luxury vinyl plank flooring in all common areas, paired with cozy carpeting in the bedrooms. An active radon mitigation system will be installed as part of the new construction. Stainless steel appliances, along with a washer and dryer, are included. Plus, there is an attached 2-car garage. Buyers may have the chance to choose certain finishes and colors or negotiate modifications to the build, such as adding a 3rd stall garage. If you're looking for a newer, more refined home that offers comfortable and easy living, reach out to see if this could be your next move.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: See Remarks,Wood Siding

Other

  • Builder name: Up Top Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Dining Area,Eat-in Kitchen,See Remarks
  • Flooring: Carpet
  • Finished area below ground: 1,149

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Property

Details

  • Parcel number: 1803518900
  • Zoning: R

Features

  • Stories: 1

Lot

  • Lot size: 0.26 Acres
  • Features: Rectangular Lot
  • Lot size dimensions: 0.26

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$285$3,420
Property Taxes $675$8,100
Electricity $201$2,416
Total$3,684$44,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,308/yr
40% on housing$110,520/yr
45% on housing$98,240/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.7%
12.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.3%
5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 50112$124
Poweshiek County$306

vs Homes Sold Last Month

Median $/sqft

ZIP 50112
Poweshiek County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$499,000
2022-09-09Sold$24,000
2022-07-17Pending sale$26,000
2022-07-11Listed for sale$26,000
2022-06-01Listing removed--
2021-06-19Listed for sale$26,000
2021-06-17Sold$25,000
2021-03-16Pending sale$25,000
2018-11-16Listed for sale$25,000
2018-08-01Listing removed$25,000
2018-03-15Listed for sale$25,000

For Sale by Agent

AgentKevin Kolbe
BrokerageRamsey Weeks Real Estate

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