255 Eastside Ln, Montezuma, IA, 50171
About This Home
PRICE IMPROVEMENT!!! Log Cabin living at Lake Ponderosa. This home is situated on almost a full acre of ground that offers a secluded feel with 20 feet of lake access and two boat hoists just across the road. This log home is beautifully crafted with exposed beams in the main living area and an open kitchen and dining area. The heated, detached garage is large enough for two vehicles and to store a boat, with additional storage space.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Construction materials: Log
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 1,282
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,282 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 3159400
Features
- Levels: One and One Half
- Waterfront features: Road Between Waterfront And Home
- Waterbody name: Lake Ponderosa
Lot
- Lot size: 0.91 Acres
- Lot size dimensions: Lot 257 - 37.2 x 30 x 128.1 x 150 Lot 255 - 86.78 x 70 x 150 x 201.29 Lot 253 - 125.22 x 47.04 x 201.29 x 280.55
Parking
- Total spaces: 2
- Parking features: Insulated Garage,Heated Garage,Garage Door Opener,Floor Drain
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Drought
- Hail
- Tornado
- Winter Weather
- Heat Wave
- Inland Flooding
- Ice Storm
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $285 | $3,420 |
| Property Taxes | $342 | $4,104 |
| Electricity | $121 | $1,452 |
| Total | $3,149 | $37,788 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-23 | Price change | $570,000 |
| 2025-08-19 | Listed for sale | $575,000 |
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