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18635 126th St, Mc Louth, KS, 66054

2beds
2baths
1,208sqft
$925,000
$766price/sqft
$6,517/moest. monthly cost
$260,680/yrincome needed

About This Home

76.71± Acres - Private Lake Retreat & Recreational Estate Jefferson County, Kansas Own your own lake! Properties like this don't come around often! A stocked 10.7-acre private lake, three separate outbuildings including a full horse setup, wooded hillsides and hay ground, abundant wildlife, and a comfortable home overlooking it all, sitting at the end of a dead-end road in Jefferson County. This is a rare, turn-key combination of recreation, equestrian-ready infrastructure, and privacy, all on one 76.71-acre tract. The Home: Built in 1987, this earth-contact home offers 1,208 square feet of open-concept living at the end of 126th St, overlooking the lake. 2 bedrooms and 1.5 bath. Open concept living/kitchen area. Newer appliances, washer and dryer all included. Wood burning fire place. Large pantry. 2-car garage with an attached butler's kitchen and loft above. Generac whole-house generator for backup power. The Lake: A 10.7-acre lake anchors the property, holding large bass, crappie, and catfish for anglers who want serious water without leaving home. A screened gazebo sits right on the lake, perfect for evening fishing, morning coffee, or watching the sun go down over the water. A dedicated pump house draws from the lake to irrigate the garden and yard. The Hunting & Wildlife: Deer, waterfowl, turkey, and quail are all abundant on the property, making this a genuine multi-species hunting tract as well as a working farm making it a rare setup where recreation and agriculture share the same ground. The Land: The acreage is a mix of brome pasture/hay meadow and wooded hillsides, cross-fenced and ready for horses or livestock. Infrastructure is already in place for horses, with a horse barn, tack room, and automatic waterer. 3 additional ponds located across the property. Three Outbuildings: Few properties come with this much covered space already in place, all wired with power and ready to use!! Horse Barn: A huge plus for horse owners, complete with a tack room and automatic waterer, this barn means the work of setting up for horses is already done for you. Large Shop: Partially heated and cooled, suited for equipment, projects, or a workshop. Equipment Shed / Hay Storage Barn: Additional covered storage for machinery and hay. Whether you're looking for a private fishing and hunting retreat, a home base for horses and livestock, or simply a quiet piece of Kansas at the end of the road. This property offers just about everything you could ask for only 30 minutes from Lawrence and 20 minutes from Leavenworth. Taxes $3,274.98

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
Mclouth Elementary SchoolGrades PK-55.5 mi
4/10
Mclouth Middle SchoolGrades 6-85.5 mi
5/10
Mclouth High SchoolGrades 9-125.5 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Oven,Washer,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 1,208

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 1,208
  • Total interior livable area: 1,208 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 1141800000001000
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio,Open Porch,Screened Porch
  • Exterior features: Sprinkler System,Utilities
  • Fencing: Fenced
  • Has view: Yes
  • View description: Farm,Pond,Scenic,Water
  • Has water view: Yes
  • Water view: Pond,Water
  • On waterfront: Yes
  • Waterfront features: Dock,Pond

Lot

  • Lot size: 76.71 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Tornado
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Drought
Hail

FEMA Declared Disasters Across Kansas Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$824$9,888
Property Taxes $855$10,260
Electricity $161$1,935
Total$6,517$78,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,440/yr
40% on housing$195,510/yr
45% on housing$173,786/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$766This listing

vs Other Active Listings

Avg $/sqft

ZIP 66054$163
Jefferson County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 66054$167
Jefferson County$93

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$925,000

For Sale by Agent

AgentEric Maxwell
BrokerageRURAL REALTY

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