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405 Lawrence St, Brandenburg, KY, 40108

5beds
2baths
2,259sqft
$334,900
$148price/sqft
$2,258/moest. monthly cost
$90,320/yrincome needed

About This Home

Brandenburg history • River view • Covered front porch • 5 bedrooms • 2 full baths • 2,259 sq ft • Main-floor laundry • 9-ft ceilings • beautiful hardwood floors • large rear deck A true piece of Brandenburg history, 405 Lawrence Street in Brandenburg, KY offers character, space, and updates in a setting with a river view. Known as one of the few homes to survive the 1974 tornado, this property is ready for its new owner and has been so carefully updated over time that its age is easy to overlook. Inside, the main floor features 9-foot ceilings, beautiful hardwood floors, a formal living room, formal dining room with bench-seat storage, a den, an updated full bath with tub/shower combo, and main-floor laundry for added convenience. The eat-in kitchen includes a natural gas cooktop, refrigerator, dishwasher, microwave, disposal, laminate flooring, and a layout that connects well to the main living areas. The main level also offers a spacious bedroom with two closets along with a second bedroom at the rear of the home, giving flexibility for guests, office space, or everyday living needs. Upstairs are two generously sized bedrooms with abundant closet space, plus an additional bedroom and a second full bath with tub. Storage has been thoughtfully worked throughout the home, making use of every available space in a practical way. Outside, the covered front porch provides a comfortable place to take in the river view, while the large rear deck offers additional room for outdoor seating, dining, or entertaining. The 0.19-acre lot is manageable and functional, and the garage includes one bay for vehicle parking with added area for workshop or tool storage. The cellar-style basement, accessed from outside, houses the mechanicals and provides additional utility space. Recent improvements include a Rinnai tankless gas water heater installed in summer 2025, newer kitchen appliances installed within the last several years, replacement windows, updated water service from the street, and a metal roof. The location adds even more appeal, placing this home near the Meade Activity Center with access to golf, tennis, pool, and fitness amenities, and also close to Brandenburg Riverfront Park and the Buttermilk Falls walking trail. With its combination of history, updates, space, storage, and setting, this home offers a rare opportunity to own a well-kept property with lasting character in the heart of Brandenburg.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Concrete Blk
  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Cellar,Exterior Entry

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Level: First

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,259

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,259
  • Total interior livable area: 2,259 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Level: First

Property

Details

  • Parcel number: 1112001003

Features

  • Stories: 2
  • Patio & porch: Deck,Porch

Lot

  • Lot size: 8,276 sqft
  • Features: Corner Lot,Sidewalk

Parking

  • Total spaces: 1
  • Parking features: Off Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$158$1,896
Property Taxes $229$2,748
Electricity $178$2,140
Total$2,258$27,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,417/yr
40% on housing$67,740/yr
45% on housing$60,213/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 40108$156
Meade County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 40108$150
Meade County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$344,900
2026-04-15Listed for sale$349,900

For Sale by Agent

AgentBrian Chism, NextHome Chism Realty
BrokerageNextHome Chism Realty

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