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6483 State Highway 95, Princeton, MN, 55371

5beds
3baths
3,864sqft
$725,000
$188price/sqft
$5,125/moest. monthly cost
$205,000/yrincome needed

About This Home

Nestled on 27.2 private acres with 330 ft of shoreline on Silver Lake, this stunning 1.5-story log home offers the perfect blend of seclusion and functionality just 2.5 miles from Princeton. Featuring 5 bedrooms (potential 6th), 2.75 baths, and 3,864 sq ft, the home includes a full in-law suite in the lower level, in-floor heat, and a spacious open-concept main level with fireplace. Upper level/1/2 story features a large loft, large primary bedroom, with a large primary bath and in-floor heat. Primary has a deck attached for a private outdoor experience. Outdoors, enjoy abundant wildlife and waterfowl. Ideal for hobbyists with a 40x40 heated shop with vehicle lift, wood boiler, and 26x26 detached garage. A rare opportunity for peaceful country living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
Princeton Middle SchoolGrades 6-81.8 mi
6/10

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Block,Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: Lower
  • Area: 84
  • Dimensions: 6x14

Bathroom

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Bedroom

  • Level: Upper
  • Area: 396
  • Dimensions: 18x22

Bedroom2

  • Level: Main
  • Area: 165
  • Dimensions: 11x15

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Bedroom4

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Den

  • Level: Lower
  • Area: 195
  • Dimensions: 13x15

Dining Room

  • Level: Main
  • Area: 135
  • Dimensions: 9x15

Dining Room

  • Level: Lower
  • Area: 130
  • Dimensions: 10x13

Family Room

  • Level: Lower
  • Area: 340
  • Dimensions: 17x20

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,500
  • Finished area above ground: 2,364

Heating & Cooling

  • Heating features: Boiler,Forced Air,In-Floor Heating,Outdoor Boiler
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,928
  • Total interior livable area: 3,864 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Kitchen

  • Level: Lower
  • Area: 130
  • Dimensions: 10x13

Laundry

  • Level: Main
  • Area: 72
  • Dimensions: 8x9

Living Room

  • Level: Main
  • Area: 357
  • Dimensions: 17x21

Loft

  • Level: Upper
  • Area: 288
  • Dimensions: 9x32

Patio

  • Level: Upper
  • Area: 95
  • Dimensions: 5x19

Porch

  • Level: Main
  • Area: 352
  • Dimensions: 8x44

Primary Bathroom

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Utility Room

  • Level: Lower
  • Area: 104
  • Dimensions: 8x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160260502
  • Zoning description: Residential-Multi-Family
  • Foundation area: 1564

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Awning(s),Front Porch
  • Has view: Yes
  • View description: West
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(4-10),Lake Bottom(Soft)
  • Frontage length: Water Frontage: 330
  • Topography of land: Gently Rolling,Scattered Timber,Wooded

Lot

  • Lot size: 27.20 Acres
  • Features: Irregular Lot,Tree Coverage - Heavy
  • Lot size dimensions: 1000 x 1300

Parking

  • Total spaces: 8
  • Parking features: Detached Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 8
  • Covered spaces: 8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Mille Lacs County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$440$5,280
Property Taxes $695$8,340
Electricity $325$3,910
Total$5,125$61,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,714/yr
40% on housing$153,750/yr
45% on housing$136,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 5.7%
5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 55371$182
Mille Lacs County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 55371$191
Mille Lacs County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$725,000
2018-07-09Sold$505,400
2018-06-22Pending sale$499,900
2018-06-19Listed for sale$499,900

For Sale by Agent

AgentLonn Lineker
BrokerageCompass Realty Group

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