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Lake City Rd, Yazoo City, MS, 39194

1beds
1baths
377sqft
$285,000
$756price/sqft
$2,249/moest. monthly cost
$89,960/yrincome needed

About This Home

Welcome to life on the lake. Situated on Wolf Lake in Humphreys County, Mississippi, just outside of Yazoo City, this 1.75A± acre property features two custom-built cypress cabins and offers a great balance of recreational and investment potential. Conveniently located approximately 55 miles northwest of Madison and 60A± miles southwest of Greenwood, the Humphreys 1.75 is an easy drive for a weekend getaway or full-time enjoyment. Built in 2015, each cabin offers 377A± square feet with an open floor plan and views of the lake, creating a simple, comfortable space to relax and unwind. Outside, you'll find a fire pit and direct access to the water, making it easy to enjoy everything the lake has to offer. Wolf Lake provides year-round recreation, from bass, bream, and crappie fishing to skiing, kayaking, and other water sports. Whether you're enjoying quiet mornings overlooking the water or spending summer days on the lake, the Humphreys 1.75 offers something in every season. Currently, the cabins are being used as an investment rental property, offering immediate income potential. At the same time, the layout and setting make it just as suitable for a private retreat for family and friends. Whether you're looking for a quiet place on the water or a turnkey rental investment, this Wolf Lake property offers flexibility and year-round enjoyment. For more information or to schedule a showing, contact today and experience #TheSmallTownWay. Location: Lake City Road Yazoo City, MS 39194 Humphreys County 12A± Miles NW of Yazoo City 55A± Miles NW of Madison 60A± Miles SW of Greenwood Coordinates: 32.9555, -90.4979 Property Use: Fishing Recreational Investment Rental Income Property Information: 1.75A± Acres Wolf Lake Frontage 2 Cypress Cabins 377A± SqFt Each Custom-Built Open Floor Plans Views of Lake Bass/Bream/Crappie Fire Pit Tax Information: Parcel H $1,869 (2025)

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
O M Mc Nair Middle SchoolGrades 5-816.2 mi
6/10

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 377
  • Total interior livable area: 377 sqft

Property

Details

  • Parcel number: 12861400903

Lot

  • Lot size: 1.75 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Lightning
Strong Wind
Tornado
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Yazoo County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$491$5,892
Property Taxes $125$1,500
Electricity $192$2,304
Total$2,249$26,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,108/yr
40% on housing$67,470/yr
45% on housing$59,973/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$756This listing

vs Other Active Listings

Avg $/sqft

ZIP 39194$75
Yazoo County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 39194$78
Yazoo County$63

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$295,000

For Sale by Agent

AgentWilson Britt
BrokerageSmallTown Properties

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