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314 N Monroe St, Yazoo City, MS, 39194

2beds
2baths
1,500sqft
$29,900
$20price/sqft
$407/moest. monthly cost
$16,280/yrincome needed

About This Home

Unlock the potential of this 2-bedroom, 2-bathroom fixer upper located in the heart of Yazoo City, Mississippi. Whether you're an investor, flipper, or buyer looking to customize your dream home, this property offers a great opportunity to build equity. With solid potential and plenty of room for updates, bring your vision and transform this house into something special.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
Mccoy Elementary SchoolGrades PK-51.9 mi
4/10
Yazoo City High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Fixer

Materials

  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Property

Details

  • Parcel number: 3278m33101.00

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard
  • Fencing: Back Yard,Chain Link,Fenced

Lot

  • Lot size: 4,356 sqft
  • Features: City Lot,Few Trees

Parking

  • Parking features: Driveway,On Site,Direct Access
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Yazoo County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $151$1,812
Home Insurance *$51$612
Property Taxes $13$156
Electricity $192$2,304
Total$407$4,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$13,954/yr
40% on housing$12,210/yr
45% on housing$10,853/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$20This listing

vs Other Active Listings

Avg $/sqft

ZIP 39194$80
Yazoo County$116

vs Homes Sold Last Month

Median $/sqft

ZIP 39194$78
Yazoo County$63

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$24,999
2026-08-13Price change$29,000
2026-08-04Price change$29,900
2026-07-16Price change$34,900
2026-06-29Listed for sale$39,000

For Sale by Agent

AgentShirley Ford
BrokerageEXIT Southern Charm Realty

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