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762 W 2nd St, Yazoo City, MS, 39194

3beds
2baths
1,316sqft
$60,000
$46price/sqft
$624/moest. monthly cost
$24,960/yrincome needed

About This Home

This home qualifies for 100% financing with no down payment, making it a fantastic opportunity for first-time buyers or anyone seeking affordable homeownership. Newly renovated 3-bedroom, 2-bath split-plan single wide mobile home. Inside is an open layout featuring a spacious living room, updated flooring and fresh finishes. The kitchen comes with a brand-new gas stove, refrigerator, and ample cabinet space. The primary suite is privately positioned with its own full bath, while two additional bedrooms and a second full bath are located on the opposite side of the home, providing an ideal split-bedroom floor plan. Home also includes central air conditioning, washer/dryer connections with dryer included with the sale of the home, and a long concrete driveway offering plenty of parking. Outdoor features include a covered front porch and covered back porch. Schedule your private showing today!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
Mccoy Elementary SchoolGrades 2-51.5 mi
4/10
Yazoo City High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1997

Materials

  • Foundation: Conventional
  • Roof: Metal
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Residential,Mobile Home

Interior

Appliances

  • Appliances included: Dryer,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,316
  • Total interior livable area: 1,316 sqft

Property

Details

  • Parcel number: 3279h29024.00

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 4
  • Parking features: Concrete,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Heat Wave
Inland Flooding
Winter Weather
Ice Storm

FEMA Declared Disasters in Yazoo County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$103$1,236
Property Taxes $26$312
Electricity $192$2,304
Total$624$7,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,394/yr
40% on housing$18,720/yr
45% on housing$16,640/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$46This listing

vs Other Active Listings

Avg $/sqft

ZIP 39194$79
Yazoo County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 39194$78
Yazoo County$63

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Listed for sale$55,000
2026-03-10Listing removed$45,000
2026-03-07Price change$45,000
2026-02-11Price change$55,000
2026-01-22Listed for sale$65,000

For Sale by Agent

AgentTre Smith
BrokerageSmth and Associates Realty LL

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