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31 Ford Ridge Ln, Columbus, NC, 28722

3beds
2baths
2,332sqft
$194,000
$83price/sqft
$1,338/moest. monthly cost
$53,520/yrincome needed

About This Home

This great home is conveniently located between Columbus and Tryon. 3 bedrooms and 2 baths located on a large corner lot. Large family room and rear porch.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

5/10
Tryon Elementary SchoolGrades PK-51.7 mi
4/10
5/10
Polk County High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Crawl Space
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Bonus Room

  • Level: Main

Den

  • Level: Main

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,332

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,332
  • Total interior livable area: 2,332 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: P4750
  • Zoning: HC
  • Special condition: Notice Of Default

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.16 Acres
  • Features: Corner Lot,Level,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Polk County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $980$11,760
Home Insurance *$56$672
Property Taxes $85$1,020
Electricity $217$2,606
Total$1,338$16,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,874/yr
40% on housing$40,140/yr
45% on housing$35,680/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 28722$151
Polk County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28722
Polk County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2021-07-23Sold$265,000
2006-07-21Sold$188,000

Unknown Listed By

AgentLisa Ford
BrokerageAsheworth Group WNC Real Estate LLC

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