7282 E State Highway 108, Mill Spring, NC, 28756
About This Home
CUTE AND AFFORDABLE!! 1 Bedroom, 1 Bathroom Cottage in Mill Spring - on .41 acre lot! The home features all new LVP flooring, a fenced yard, a new large storage building, and a detached workshop with power that could be converted into a livable space! Located on the corner of HWY 108 and Whitetail Lane, just a short drive to Pea Ridge Rd & the Equestrian Center. Great Place to crash during the show season or buy for an investment purpose. The only thing is.... The house does not have water - and it needs a well. Owner has a well permit in hand. Contact an Agent with questions!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Block,Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow,Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Refrigerator
- Laundry features: Utility Room,Laundry Room
Bathroom Full
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Flooring: Vinyl
- Finished area below ground: 0
- Finished area above ground: 600
Heating & Cooling
- Heating features: Propane,Wall Furnace
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 600
- Total interior livable area: 600 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: Door Width 32 Inches or More
Details
- Parcel number: P9270
- Zoning: OPEN
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Side Porch
Lot
- Lot size: 0.41 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Landslide
- Lightning
- Strong Wind
- Cold Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $632 | $7,584 |
| Home Insurance * | $45 | $540 |
| Property Taxes | $58 | $696 |
| Electricity | $200 | $2,405 |
| Total | $935 | $11,220 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-23 | Listed for sale | $125,000 |
| 2009-09-17 | Sold | $74,226 |
View on Zillow