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367 Crescent St, Saluda, NC, 28773

2beds
2baths
1,423sqft
$489,000
$344price/sqft
$3,224/moest. monthly cost
$128,960/yrincome needed

About This Home

Absolutely charming and truly unique, this delightful home is nestled on .48 acres in a highly desirable location just minutes from downtown Saluda. Surrounded by privacy and a peaceful natural setting, this property offers mountain views and an atmosphere of tranquility that is hard to find. Designed for comfortable one-level living, this two-bedroom, two-bath home features an open floor plan filled with natural light, enhanced by expansive windows that showcase the beautiful landscape. Warm wood floors flow throughout the main living areas creating an inviting and cohesive feel. The spacious living room is anchored by a cozy propane stove and a striking wall of windows, seamlessly connecting to the dining area and kitchen. The kitchen offers beautiful poplar wood cabinetry, tile flooring, and easy access to the deck—perfect for enjoying the serene surroundings. The primary suite provides a relaxing retreat, complete with a well-appointed bath featuring tile flooring, a jetted tub, walk-in shower and generous walk-in closet. A guest bedroom and full bath with walk-in shower offer comfort and privacy for visitors. An inviting sunroom with tile flooring and walls of windows creates the perfect space to unwind and take in the natural beauty year-round. Step outside and experience a truly magical garden setting. The fenced property is thoughtfully landscaped with lush plantings, including blueberries, raspberries, asparagus, and herb garden, along with raised garden beds for the gardening enthusiast. Additional features include a laundry room with washer and dryer included, central vac system as well as convenient access via front steps or a rear ramp. This home is full of character and ideally located just minutes from downtown Saluda, offering the perfect blend of convenience, privacy, and serene mountain living. A rare opportunity to own a peaceful retreat with one of the most enchanting garden settings imaginable.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Saluda Elementary SchoolGrades PK-50.6 mi
4/10
Polk County Middle SchoolGrades 6-810.2 mi
4/10
Polk County High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Open Floorplan,Walk-In Closet(s)
  • Flooring: Tile,Wood
  • Fireplace features: Family Room,Gas Log,Living Room,Propane
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,423

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,423
  • Total interior livable area: 1,423 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: S2I28
  • Zoning: M
  • Special condition: Standard
  • Exclusions: Stained Glass throughout house

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.48 Acres
  • Features: Private,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Landslide
Lightning
Strong Wind
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters in Polk County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$153$1,836
Property Taxes $399$4,788
Electricity $200$2,405
Total$3,224$38,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,537/yr
40% on housing$96,720/yr
45% on housing$85,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$344This listing

vs Other Active Listings

Avg $/sqft

ZIP 28773$249
Polk County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 28773
Polk County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$489,000

For Sale by Agent

AgentTerri Eisenhauer
BrokerageRE/MAX Results

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