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117 Whitney Ave, Tryon, NC, 28782

3beds
2baths
1,476sqft
$422,000
$286price/sqft
$2,849/moest. monthly cost
$113,960/yrincome needed

About This Home

Classic charm meets modern comfort in this beautifully updated 1944 home, ideally situated on a level 0.34-acre lot just minutes from the heart of downtown Tryon. Offering 3 bedrooms, 2 baths, and 1,476 heated square feet, this inviting home features a desirable split-bedroom floor plan that provides privacy for the primary suite while maintaining comfortable gathering spaces for family and guests. The remodeled kitchen is the centerpiece of the home, opening to a spacious new screened porch, creating an inviting indoor-outdoor living space for entertaining or simply enjoying the mature trees and peaceful surroundings. The original character has been thoughtfully preserved, with beautifully refinished hardwood floors, while numerous recent improvements provide peace of mind. Recent updates include a new natural gas furnace and central air system, renovated kitchen, updated plumbing, refinished hardwood floors, an enclosed screened porch, drainage improvements, and many other thoughtful enhancements completed over the past few years. Outside, you'll find a side patio, mature shade trees, and a level backyard with plenty of room for gardening, outdoor entertaining, or simply enjoying the peaceful setting. An attached two-car carport and an outbuilding provide excellent parking and storage options. The home also includes a walk-up attic for convenient storage and a 617-square-foot unfinished basement housing the mechanical systems and providing additional storage space. Located on city water and sewer with natural gas service, this move-in-ready home offers the perfect blend of timeless character, modern updates, and an exceptional location just minutes from downtown Tryon's restaurants, galleries, theatres, parks, and community events. If you've been looking for an updated home with classic appeal in one of Tryon's most established neighborhoods, this property is well worth a visit.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
Tryon Elementary SchoolGrades PK-50.9 mi
4/10
5/10
Polk County High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 1944

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer,Washer/Dryer
  • Laundry features: In Kitchen,Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Sump Pump,Unfinished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Features

  • Flooring: Vinyl,Wood
  • Fireplace features: Living Room,Wood Burning
  • Attic: Permanent Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,476

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,476
  • Total interior livable area: 1,476 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: T5B6
  • Zoning: M
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch,Screened,Side Porch

Lot

  • Lot size: 0.34 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Landslide
Lightning
Strong Wind
Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters in Polk County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,133$25,596
Home Insurance *$141$1,692
Property Taxes $375$4,500
Electricity $200$2,405
Total$2,849$34,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,680/yr
40% on housing$85,470/yr
45% on housing$75,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 28782$222
Polk County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 28782
Polk County$254

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$422,000
2023-08-30Sold$298,350
2023-08-22Pending sale$310,000
2023-07-14Listed for sale$310,000
2019-04-10Listing removed$1,450
2019-01-30Listed for rent$1,450

For Sale by Agent

AgentKathy Toomey
BrokerageNew View Realty

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