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939 Whitefish St, La Pointe, WI, 54850

5beds
4baths
3,782sqft
$795,000
$210price/sqft
$6,782/moest. monthly cost
$271,280/yrincome needed

About This Home

Excellent opportunity to complete this one-of-a-kind home on beautiful Madeline Island. Properties in this area rarely come on the market. Situated on 2 acres with a private sandy shoreline, this island gem offers sweeping views of Lake Superior—watch the ferry arrive from Bayfield and sailboats glide across the water. The upper third level is tastefully finished and ideal as a guest suite or private owner’s retreat. The spacious main floor offers nearly 1,600 sq. ft. with a kitchen open to the dining and living areas, plus a bedroom, den/office, and an impressive four-season porch lined with windows and double doors leading to the expansive yard and lake views. The second floor features three bedrooms, including a primary bedroom with its own large four-season porch. Bring your vision and complete the construction with the finishes and design choices you desire. Conveniently located within walking distance to town, just 1.5 miles from the airport, and less than a half mile from the Madeline Island Golf Club and Yacht Club. A rare chance to create your dream Lake Superior retreat.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
5/10
Bayfield Middle SchoolGrades 6-82.6 mi
5/10
Bayfield High SchoolGrades 9-122.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 1923

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt Shingle
  • Construction materials: Composition,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Utility Room

Bedroom

  • Level: Main
  • Area: 160
  • Dimensions: 10 x 16

Bedroom

  • Level: Second
  • Area: 225
  • Dimensions: 15 x 15

Bedroom

  • Level: Second
  • Area: 180
  • Dimensions: 10 x 18

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Third
  • Area: 660
  • Dimensions: 22 x 30

Dining Room

  • Level: Main
  • Area: 289
  • Dimensions: 17 x 17

Features

  • Flooring: Hardwood Floors
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,782

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total interior livable area: 3,782 sqft

Kitchen

  • Level: Main
  • Area: 240
  • Dimensions: 15 x 16

Living Room

  • Level: Main
  • Area: 448
  • Dimensions: 16 x 28

Master Bedroom

  • Level: Second
  • Area: 240
  • Dimensions: 15 x 16

Office

  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Other

  • Level: Second
  • Area: 84
  • Dimensions: 6 x 14

Other

  • Level: Main
  • Area: 492
  • Dimensions: 12 x 41

Property

Details

  • Parcel number: 014004080500
  • Zoning description: Residential

Features

  • Has view: Yes
  • View description: Lake Superior
  • Has water view: Yes
  • Water view: Lake Superior
  • On waterfront: Yes
  • Waterfront features: Lake Superior,Waterfront Access(Private),Shoreline Characteristics(Rocky,Sand,Shore-Accessible,Elevation-Low,Shore-Beach)
  • Waterbody name: Lake Superior
  • Frontage length: 121.95

Lot

  • Lot size: 2.10 Acres
  • Features: Accessible Shoreline,Level
  • Lot size dimensions: Survey

Parking

  • Total spaces: 2
  • Parking features: Gravel,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$954$11,448
Property Taxes $1,454$17,448
Electricity $355$4,264
Total$6,782$81,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,525/yr
40% on housing$203,460/yr
45% on housing$180,853/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 54850$230
Ashland County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 54850
Ashland County$114

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$795,000
2011-11-01Sold$510,000
2007-11-05Sold$602,000
2006-05-31Sold$500,000

New Construction

AgentSally North
BrokerageeXp Realty, LLC- WI

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