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W10430 Borth Lake Rd, Deerbrook, WI, 54424

4beds
2baths
1,546sqft
$399,000
$258price/sqft
$2,728/moest. monthly cost
$109,120/yrincome needed

About This Home

--Lakeside Cottage with Stunning Views-- Discover PEACE! Retreat in this inviting lake cottage surrounded by mature shade trees and tranquil beauty. Enjoy peaceful mornings on the large enclosed porch overlooking a quiet lake, or cozy evenings by the wood-burning fireplace. This home features main-level laundry, a welcoming front porch, and an extra lot for added privacy or expansion. Relax outdoors by the fire pit or spend the day on your private dock that is perfect for fishing, kayaking, or simply taking in the view. With timeless character, modern comfort, and a peaceful setting, this lakeside gem offers the ideal escape for year-round living or weekend getaways.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Elcho Elementary SchoolGrades PK-510.6 mi
7/10
Elcho Middle SchoolGrades 6-810.6 mi
8/10
Elcho High SchoolGrades 9-1210.6 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Composition,Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: Second
  • Dimensions: 12'9x9'11

Bedroom

  • Level: Second
  • Dimensions: 12'8x11'5

Bedroom

  • Level: Second
  • Dimensions: 9'2x9'11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Entry Foyer

  • Level: First
  • Dimensions: 9'6x11'4

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,546

Florida Room

  • Level: First
  • Dimensions: 19'2x15'7

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,546
  • Total interior livable area: 1,546 sqft

Kitchen

  • Level: First
  • Dimensions: 12'11x11'9

Laundry

  • Level: First
  • Dimensions: 6'8x8'3

Living Room

  • Level: First
  • Dimensions: 12'9x14'6

Master Bedroom

  • Level: Second
  • Dimensions: 12'8x11'5

Property

Details

  • Parcel number: 0140087.002

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Dock
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Waterbody name: BORTH
  • Frontage type: Lakefront
  • Frontage length: 220,220

Lot

  • Lot size: 1.14 Acres
  • Features: Buildable,Lake Front,Private,Rural Lot,Secluded,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$217$2,604
Property Taxes $323$3,876
Electricity $171$2,054
Total$2,728$32,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,531/yr
40% on housing$81,840/yr
45% on housing$72,746/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 54424$213
Langlade County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 54424
Langlade County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$425,000

For Sale by Agent

AgentANDREW BAUKNECHT
BrokerageINTEGRITY REALTORS, LLC

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