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2806 Saint Louis Rd, Phelps, WI, 54554

3beds
2baths
1,216sqft
$159,000
$131price/sqft
$1,166/moest. monthly cost
$46,640/yrincome needed

About This Home

Explore 3.36 acres that beautifully combine seclusion and practicality. Situated in Phelps, this charming residence features 3 bedrooms and 2 bathrooms, treasured by one family for many years. The open floor plan encompasses the kitchen and dining area seamlessly connected to the living space. The primary bedroom includes a generous walk-in closet and a private bathroom, creating a cozy and inviting environment for its next owner. Outside, enjoy the fresh air on two ample decks, as well as an art studio measuring 16 x 16 feet and a two-car detached garage with dimensions of 32 x 24 feet, which boasts a brand new roof and soffits added in 2025. Additionally, this property will come with several pieces of furniture, along with a central air conditioning system to ensure comfort during the warmer months.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
Phelps Elementary SchoolGrades PK-82.2 mi
9/10
Phelps High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Composition,Shingle
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch,One Story
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Dimensions: 11x8

Bedroom

  • Level: First
  • Dimensions: 14x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bath in Primary Bedroom,Main Level Primary,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,216

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 1,216
  • Total interior livable area: 1,216 sqft

Kitchen

  • Level: First
  • Dimensions: 14x12

Living Room

  • Level: First
  • Dimensions: 14x14

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First
  • Dimensions: 12x14

Property

Details

  • Parcel number: 18288
  • Zoning description: All Purpose

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open
  • Exterior features: Out Building(s)
  • Frontage length: 0,0

Lot

  • Lot size: 3.36 Acres
  • Features: Private,Secluded,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Lightning

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$60$720
Property Taxes $132$1,584
Electricity $171$2,054
Total$1,166$13,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,977/yr
40% on housing$34,980/yr
45% on housing$31,093/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 54554$262
Vilas County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 54554
Vilas County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$179,900
2025-10-23Listing removed$190,831
2025-09-17Listed for sale$190,831
2025-09-03Contingent$190,831
2025-08-11Listed for sale$190,831

For Sale by Agent

AgentJAMES MULLEADY
BrokerageSHOREWEST - EAGLE RIVER

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