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4176 Chicago Ave, Conover, WI, 54519

2beds
1baths
650sqft
$299,000
$460price/sqft
$1,982/moest. monthly cost
$79,280/yrincome needed

About This Home

Escape to the peaceful Northwoods with this charming three-season cabin nestled along the scenic banks of Pioneer Creek, not far from beautiful Pioneer Lake. Whether you're looking for a relaxing weekend getaway or a place to make lasting family memories, this cozy retreat offers the perfect blend of tranquility and convenience. Wake up to the soothing sounds of the creek, enjoy your morning coffee surrounded by nature, and spend your days fishing, kayaking,or exploring the nearby lake. The cabin's warm, inviting character captures the rustic charm of classic Northwoods living while providing a comfortable place to unwind after a day outdoors. With easy access to Pioneer Lake and all the area's recreational opportunities, this property is an ideal basecamp for being on the water and enjoying everything the Northwoods has to offer. With the furnishings included it's place you've been dreaming of a peaceful waterfront escape in a picturesque setting, this hidden gem is ready to welcome you.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Frame,Log Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Dimensions: 8x8

Bedroom

  • Level: First
  • Dimensions: 9x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Wood Burning
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 650

Heating

  • Heating features: Electric,Propane,Wall Furnace

Interior Area

  • Total structure area: 650
  • Total interior livable area: 650 sqft

Kitchen

  • Level: First
  • Dimensions: 12x10

Living Room

  • Level: First
  • Dimensions: 15x25

Property

Details

  • Parcel number: 81381
  • Zoning description: Recreational

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Open
  • Exterior features: Dock,Shed,Propane Tank - Leased
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Shoreline - Fisherman/Weeds,Bayfront,River Front
  • Waterbody name: Pioneer Creek
  • Frontage type: Bay/Harbor,River
  • Frontage length: 104,104

Lot

  • Lot size: 1.50 Acres
  • Features: Buildable,Level,Private,Rural Lot,Secluded,Views,Waterfront
  • Lot size dimensions: 160 x 620

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$110$1,320
Property Taxes $190$2,280
Electricity $171$2,054
Total$1,982$23,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,954/yr
40% on housing$59,460/yr
45% on housing$52,853/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$460This listing

vs Other Active Listings

Avg $/sqft

ZIP 54519$145
Vilas County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 54519
Vilas County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$299,000

For Sale by Agent

AgentMICHAEL SWISHER
BrokerageELIASON REALTY - EAGLE RIVER

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