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120 Cedar Valley Rd, Fairfield Bay, AR, 72088

3beds
2baths
1,904sqft
$299,900
$158price/sqft
$2,072/moest. monthly cost
$82,880/yrincome needed

About This Home

Check out this adorable fully FURNISHED lake house! Located less than one mile from Fairfield Bay Marina. An airy floor plan that seamlessly connects the living, dining, kitchen and spacious sunroom, making it perfect for entertaining. Enjoy a partial lake view from the upper or lower decks. Outdoor fire pit perfect to savor lake life. Bonus room downstairs that could be used as an additional bedroom or storage! Fairfield Bay provides 3 swimming pools, golf courses, tennis, bowling and countless ATV trails! Primary bedroom offers on ensuite bathroom with his and hers closets. Also included with this home is and adjacent parcel on Lakeside Road to ensure even more privacy! Brand new roof, new deck, new fieldstone, new water service and new paint! This home has everything you need for your Happy Place! Call Today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
3/10
Shirley High SchoolGrades 7-126.1 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Crawl Space
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Microwave,Electric Range,Dishwasher,Refrigerator,Plumbed For Ice Maker,Washer,Dryer,Electric Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Heated,Cooled

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate Dining Room,Eat-in Kitchen,Kitchen/Dining Combo,Living/Dining Combo,Breakfast Bar,Kitchen/Den

Features

  • Built-in Features,Ceiling Fan(s),Walk-in Shower,Kit Counter-Formica,Sheet Rock,Paneling,Primary Bedroom/Main Lv,Guest Bedroom/Main Lv,Primary Bedroom Apart
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Laminate
  • Fireplace features: Woodburning-Site-Built
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,904
  • Total interior livable area: 1,904 sqft

Property

Details

  • Parcel number: 435050200000/4350015860000
  • Other equipment: Satellite Dish

Features

  • Levels: Two,Multi/Split
  • Patio & porch: Patio,Deck
  • Exterior features: Rain Gutters

Lot

  • Lot size: 0.29 Acres
  • Features: Sloped,Subdivided,River/Lake Area,Common to Golf Course,Common to Lake
  • Lot size dimensions: 64' x 156' x 97' x 153

Parking

  • Total spaces: 4
  • Parking features: Garage,Parking Pad,Garage Door Opener,Four Car or More,Golf Cart Garage,Garage Faces Rear
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Strong Wind
Winter Weather
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $307$3,684
Property Taxes $112$1,344
Electricity $137$1,654
Total$2,072$24,864

Income You'd Need if You Spent...

35% on housing$71,040/yr
40% on housing$62,160/yr
45% on housing$55,253/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 72088$91
Van Buren County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 72088
Van Buren County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$299,900
2025-09-23Listing removed$269,000
2025-03-22Listed for sale$269,000
2021-06-24Sold$150,000
2021-01-24Listed for sale$160,000

For Sale by Agent

AgentSabena Yates
BrokerageCarlton Lake Realty

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