849 Prosperity Dr, Swainsboro, GA, 30401
About This Home
Welcome to your charming new home in Swainsboro! Backs a lake with amazing views. This beautiful property offers 3 bedrooms, 1 bathroom, and is located in the peaceful city of Swainsboro, GA. This house is perfect for those looking for a cozy space of their own. Don't miss out on this opportunity, large lot backs a lake, peaceful setting with the convenience of nearby amenities. Roof was recently replaced.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1961
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Brick 4 Side,Brick/Frame,Bungalow/Cottage,Country/Rustic
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven/Range (Combo),Refrigerator,Stainless Steel Appliance(s)
- Laundry features: Mud Room,Laundry Closet
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Features: Dining Rm/Living Rm Combo
Features
- Master On Main Level,Walk-In Closet(s)
- Window features: Double Pane Windows
- Flooring: Hardwood,Laminate
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room,Masonry
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,204
- Common walls with other units/homes: No Common Walls,No One Above,No One Below
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s),Central Air,Window Unit(s)
Interior Area
- Total structure area: 1,204
- Total interior livable area: 1,204 sqft
Property
Accessibility
- Accessibility features: Accessible Entrance
Details
- Parcel number: S02 020
- Special condition: As Is
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Patio
- Exterior features: Balcony,Dock,Garden
- Fencing: Chain Link,Fenced
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Lake Privileges
- Frontage type: Lakefront,Waterfront
- Residential vegetation: Grassed
Lot
- Lot size: 0.37 Acres
- Features: City Lot
Parking
- Total spaces: 6
- Parking features: Carport,Off Street,Parking Pad,RV/Boat Parking
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Earthquake
- Hail
- Heat Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $910 | $10,920 |
| Home Insurance * | $189 | $2,268 |
| Property Taxes | $117 | $1,404 |
| Electricity | $219 | $2,637 |
| Total | $1,435 | $17,220 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-23 | Price change | $180,000 |
| 2026-01-30 | Price change | $150,000 |
| 2026-01-19 | Price change | $100,000 |
| 2025-12-16 | Price change | $105,000 |
| 2025-12-06 | Price change | $110,000 |
| 2025-11-28 | Price change | $115,000 |
| 2025-11-08 | Price change | $120,000 |
| 2025-10-31 | Price change | $125,000 |
| 2025-10-20 | Price change | $127,500 |
| 2025-10-11 | Listed for sale | $130,000 |
| 2022-04-29 | Sold | $73,150 |
| 2011-03-21 | Sold | $40,000 |
View on Zillow