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415 W Park Ave, Sparta, IL, 62286

2beds
1baths
980sqft
$34,000
$35price/sqft
$368/moest. monthly cost
$14,720/yrincome needed

About This Home

House with fenced yard and vacant lot across the street. The house was being remodeled. That is why it is in the shape it is in. House and vacant level lot across the street are being sold together. 2 properties for the price of 1. Each has it's own parcel number 19-025-012-00 and 19-026-004-00, so if you wanted to sell the vacant lot you could. The house had a new roof in the last while. Fenced level yard. Sold "AS IS" Seller to do no inspections, repairs or updates.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

6/10
Sparta Lincoln SchoolGrades PK-80.7 mi
4/10
Sparta High SchoolGrades 9-120.5 mi
4/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1929

Materials

  • Foundation: Block,Combination
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Cellar

Bathroom

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 66
  • Dimensions: 11x6

Bedroom

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedroom2

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 70
  • Dimensions: 10x7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Features

  • Finished area below ground: 0
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Kitchen

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Features: Floor Covering: Other
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Property

Details

  • Parcel number: 1902501200 & 1902600400
  • Special condition: Listing As Is

Features

  • Levels: One
  • Fencing: Back Yard,Chain Link,Front Yard
  • Frontage length: 115

Lot

  • Lot size: 9,147 sqft
  • Features: Back Yard,City Lot,Few Trees,Front Yard,Interior Lot,Level
  • Lot size dimensions: 115 x 80 and 80 x 60

Parking

  • Total spaces: 1
  • Parking features: Additional Parking,Aggregate,Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $171$2,052
Home Insurance *$31$372
Property Taxes $36$432
Electricity $130$1,569
Total$368$4,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,617/yr
40% on housing$11,040/yr
45% on housing$9,813/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$35This listing

vs Other Active Listings

Avg $/sqft

ZIP 62286$65
Randolph County$105

vs Homes Sold Last Month

Median $/sqft

ZIP 62286
Randolph County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-08Listed for sale$34,000
2006-05-16Sold$28,500

For Sale by Agent

AgentDonald M Otten
BrokerageGolden Key Realty

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