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3 Terrace Cir, Concordia, KS, 66901

0beds
0baths
0sqft
$21,000
--price/sqft
$370/moest. monthly cost
$14,800/yrincome needed

About This Home

120' X 127'.01. House site at 2,200 sq. ft. - Low Density Residential Terrace Circle front setback 15' and rear setback 20' Developers rights will transfer with purchase of all lots, 3, 5, 9, 11, and Center Terrace Circle (20, 22, 24, 26, 28, 30) A Planned Unit Development with HOA. ASSOCIATION DUES: $230.00 per month & $690.00 per quarter that includes geothermal service, lawn maintenance with fertilizer applications, use of the clubhouse with heated saltwater swimming pool, meeting area and exercise area and snow removal of sidewalks and driveway and community streets. Ask about the contractors/developers special on purchasing multiple lots!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
7/10
5/10
Concordia Middle SchoolGrades 5-60.5 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Features

  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 0820302011002010
  • Lease amount: 0

Lot

  • Lot size: 0.35 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Ice Storm
Winter Weather
Hail
Lightning
Strong Wind
Tornado
Cold Wave
Heat Wave

FEMA Declared Disasters Across Kansas Counties

Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $106$1,272
Home Insurance *$77$924
Property Taxes $26$312
Electricity $161$1,935
Total$370$4,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,685/yr
40% on housing$11,100/yr
45% on housing$9,866/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -4.0%
-4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 66901$59
Cloud County$58

vs Homes Sold Last Month

Median $/sqft

ZIP 66901
Cloud County$39

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-12-02Listed for sale$21,000
2024-06-03Listing removed$21,000
2023-01-24Listed for sale$21,000
2023-01-16Listing removed--
2022-07-15Listed for sale$21,000
2022-06-30Listing removed--
2022-01-09Listed for sale$21,000
2021-12-30Listing removed--
2021-07-11Listed for sale$21,000

For Sale by Agent

AgentBrice Bowers
BrokerageBowers Realty

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