5240 W Four Mile Rd, Irons, MI, 49644
About This Home
If privacy and seclusion are at the top of your wish list, this charming cottage south of Irons on 20 wooded acres is a must-see. Built in 2022, the home offers a spacious one-bedroom layout, with a generously sized bedroom that could easily be converted into two bedrooms if desired. The open living and dining area provides plenty of room for family gatherings and entertaining. Step outside to enjoy the large rear deck, relax around the firepit, or take advantage of the detached two-car garage for storage and convenience. Whether you're looking for a year-round residence, hunting retreat, or peaceful getaway, this property offers the perfect blend of comfort, space, and privacy.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven,Refrigerator
- Laundry features: Laundry Closet
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Eat-in Kitchen
- Window features: Insulated Windows
- Flooring: Carpet
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 768
- Total interior livable area: 768 sqft
Property
Details
- Parcel number: 0600701700
Features
- Stories: 1
Lot
- Lot size: 20 Acres
- Features: Level,Recreational,Tillable,Wooded
- Lot size dimensions: 657 x 1305
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Inland Flooding
- Lightning
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $188 | $2,256 |
| Property Taxes | $738 | $8,856 |
| Electricity | $188 | $2,259 |
| Total | $3,136 | $37,632 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Listed for sale | $399,900 |
| 2007-07-25 | Sold | $30,000 |
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