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5967 S Forman Rd, Baldwin, MI, 49304

2beds
1baths
1,000sqft
$89,900
$90price/sqft
$851/moest. monthly cost
$34,040/yrincome needed

About This Home

Fixer upper home situated on 6 acres with frontage on both Forman Rd and US10! Property also has frontage on the Sanborn Creek and just down the road from multiple lake access points and public land with the famous rail trail right across the street. Part of the property is fenced in and does need some clean up. The home needs a remodel on the inside but could still be a nice place when finished. Being sold as is, short term land contract could be an option. Currently zoned residential. Contact Webber township for zoning questions you can find their info online.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
Baldwin Elementary SchoolGrades PK-52.8 mi
3/10
4/10

Construction

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Heating

  • Heating features: None

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Details

  • Parcel number: 1103601100

Features

  • Stories: 1
  • Fencing: Front Yard,Privacy
  • On waterfront: Yes
  • Waterfront features: Stream/Creek
  • Waterbody name: Sanborn Creek

Lot

  • Lot size: 6.25 Acres
  • Features: Corner Lot,Recreational,Wooded
  • Lot size dimensions: Irreg

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Lake County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$42$504
Property Taxes $167$2,004
Electricity $188$2,259
Total$851$10,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,177/yr
40% on housing$25,530/yr
45% on housing$22,693/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 49304$76
Lake County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 49304
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$89,900
2025-09-12Listed for sale$110,000

For Sale by Agent

AgentChristian J Radden
BrokerageNorth West Realty, LLC

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