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11988 S Shady Grove Dr, Baldwin, MI, 49304

1beds
1baths
1,000sqft
$135,000
$135price/sqft
$1,155/moest. monthly cost
$46,200/yrincome needed

About This Home

Summer is quickly approaching, get ready to enjoy it to the fullest with this Outdoor Lover's Retreat! Welcome the new season at this charming getaway offering deeded Access to Big Star Lake which is just a short walk down the road. Step outside and you're instantly surrounded by miles of scenic trails, perfect for spring hikes, peaceful morning walks, and endless SXS adventures as the weather warms. Lakeside living at its best! Your deeded beach access to Big Star Lake is the ideal spot for sunny days spent swimming, boating, relaxing on the shore, or enjoying world-class fishing as the lake comes alive for the season. With a voluntary $45 fee for beach access and no additional association fees, it's easy to enjoy everything this beautiful lake has to offer. The home features an inviting open-concept layout and comes fully furnished, so you can start enjoying it right away. With room to comfortably sleep up to nine guests, it's perfect for hosting family and friends

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Baldwin Elementary SchoolGrades PK-57.5 mi
3/10
4/10

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Composition,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer
  • Laundry features: Common Area,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Center Island,Eat-in Kitchen
  • Window features: Skylight(s)
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,000
  • Total interior livable area: 1,000 sqft

Property

Details

  • Parcel number: 1353022900
  • Zoning description: res

Features

  • Stories: 1
  • Waterfront features: Lake

Lot

  • Lot size: 6,969 sqft
  • Features: Level,Recreational,Wooded,Adj to Public Land
  • Lot size dimensions: 98 x 72

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning
Cold Wave
Inland Flooding

FEMA Declared Disasters in Lake County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$63$756
Property Taxes $222$2,664
Electricity $188$2,259
Total$1,155$13,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,600/yr
40% on housing$34,650/yr
45% on housing$30,800/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 49304$74
Lake County$101

vs Homes Sold Last Month

Median $/sqft

ZIP 49304
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$135,000
2026-04-05Pending sale$135,000
2025-11-09Listed for sale$135,000

For Sale by Agent

AgentVeronica L Parker
BrokerageVylla Homes

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