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1578 E Chestwood, Idlewild, MI, 49642

--beds
--baths
1,200sqft
$39,900
$33price/sqft
$438/moest. monthly cost
$17,520/yrincome needed

About This Home

Located near the Rails to Trails system and all that historic Idlewild has to offer, this wooded property presents an opportunity for those looking to invest, build, or restore. Enjoy the natural surroundings while remaining close to area recreation, trails, lakes, and outdoor activities. An additional vacant parcel on the same street is also available under MLS #26030411. This parcel is listed separately and does not adjoin the subject property. Existing structure has not been inspected by the seller or listing brokerage, and the condition of the interior, mechanical systems, structural components, and overall habitability is unknown. Due to overgrown vegetation and unknown structural condition, buyers and agents should exercise caution when viewing. Entry onto the property and any structures is at the individual's own risk. Property is being sold as-is.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

4/10
Baldwin Elementary SchoolGrades PK-54.3 mi
3/10
4/10

Construction

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: See Remarks

Basement

  • Has basement: Yes
  • Basement: Other

Heating

  • Heating features: None

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 1520203400, 1520203700, 1520201300

Features

  • Stories: 1

Lot

  • Lot size: 0.69 Acres
  • Features: Wooded
  • Lot size dimensions: 176' x 100' x 50' x 100' x 125' x 200'

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters in Lake County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$21$252
Property Taxes $28$336
Electricity $188$2,259
Total$438$5,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,017/yr
40% on housing$13,140/yr
45% on housing$11,680/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$33This listing

vs Other Active Listings

Avg $/sqft

ZIP 49642$65
Lake County$103

vs Homes Sold Last Month

Median $/sqft

ZIP 49642
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-18Listed for sale$39,900

For Sale by Agent

AgentHailey Martin
BrokerageRiverTown Real Estate, LLC

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