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405 NE 115th Cir, Vancouver, WA, 98685

4beds
2baths
1,726sqft
$425,000
$246price/sqft
$2,757/moest. monthly cost
$110,280/yrincome needed

About This Home

Welcome to this spacious 4-bedroom, 2-bath home tucked in a quiet cul-de-sac in the heart of Vancouver's 98685. The main level features the kitchen, dining, living room, and primary bedroom - all with updated laminate flooring and fresh interior paint. You'll also find a wood stove in the dining area and mature trees outside that help keep the home naturally cool in the summer months. Recent upgrades include a newer roof, vinyl windows, and a new water heater. The basement offers two finished rooms, a laundry area with sink, extra storage, and houses the furnace and water heater. Sitting on a generous corner lot, the fully fenced yard includes garden beds, a porch, and RV parking. Enjoy close proximity to schools, parks, wetlands, shopping, hospitals, and both I-5 and I-205. Great opportunity to build sweat equity in a well-established neighborhood with wonderful neighbors.

Getting Around

31
WalkingCar-Dependent
22
TransitMinimal Transit
48
BikeSomewhat Bikeable

Schools

5/10
4/10
Jefferson Middle SchoolGrades 6-81.7 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cedar,T111 Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Microwave,Washer/Dryer,Built-In Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Features: Closet, Laminate Flooring
  • Level: Upper
  • Area: 120

Bedroom3

  • Features: Closet, Laminate Flooring
  • Level: Upper

Bedroom4

  • Level: Upper
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Features: Ceiling Fan,Laminate Flooring, Wood Stove
  • Level: Main
  • Area: 126

Features

  • High Ceilings,Sink,Closet,Ceiling Fan(s),Pantry,Walk-In Closet(s)
  • Window features: Vinyl Frames
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Stove,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,726
  • Total interior livable area: 1,726 sqft

Kitchen

  • Features: Builtin Range, Dishwasher, Disposal, Microwave, Pantry,Free Standing Refrigerator, Laminate Flooring
  • Level: Main
  • Area: 90

Living Room

  • Features: Laminate Flooring
  • Level: Main
  • Area: 285

Master Bedroom

  • Features: Laminate Flooring, Walkin Closet
  • Level: Main
  • Area: 126

Property

Details

  • Parcel number: 118270098

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Garden,Raised Beds,Yard
  • Fencing: Fenced

Lot

  • Lot size: 7,405 sqft
  • Features: Corner Lot,Cul-De-Sac,Gentle Sloping,Trees,SqFt 7000 to 9999

Parking

  • Total spaces: 2
  • Parking features: Driveway,RV Access/Parking,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$94$1,128
Property Taxes $365$4,380
Electricity $149$1,793
Total$2,757$33,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,525/yr
40% on housing$82,710/yr
45% on housing$73,520/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 98685$290
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98685$279
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Listed for sale$450,000
1999-07-28Sold$135,500

For Sale by Agent

AgentNick Shivers
BrokerageeXp Realty LLC

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