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3986 E Church Hill Rd, West Point, MS, 39773

4beds
3baths
2,100sqft
$349,900
$167price/sqft
$2,371/moest. monthly cost
$94,840/yrincome needed

About This Home

3986 E Church Hill Road, West Point, Mississippi is a unique and highly versatile property offering space, privacy, and functionality on a beautiful 7-acre tract located within the city limits of West Point. The main residence is a 2,100± square-foot home built in 1959, featuring four bedrooms and three full bathrooms, providing comfortable living with flexible space for family or guests. Complementing the home is a 625± square-foot detached recreational building complete with a kitchen, half bath, and a covered deck with grilling porch overlooking the scenic acreage—ideal for entertaining, game-day gatherings, or relaxing outdoors. For those needing workspace or specialty facilities, the property is exceptionally well improved. A 960± square-foot shop includes a full bathroom, laundry room, and two heated and cooled dog kennels with direct access to a fenced outdoor area featuring a covered dog pool, making it ideal for sporting dogs or pet enthusiasts. An additional 880± square-foot shop offers excellent space for a workshop, hobby area, or professional workspace. There is also 1,184± square feet of open shed space with gravel floors, well suited for equipment storage, vehicle storage, or a car collection. Despite its private feel, this property is conveniently located within the city limits of West Point, close to shopping, dining, and local amenities, and just two miles from Old Waverly Golf Club. This rare combination of acreage, multiple improvements, and in-town convenience makes this property suitable as a primary residence, recreational retreat, or multi-use estate with room to grow.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
3/10
West Point High SchoolGrades 8-122.2 mi
4/10
Fifth Street SchoolGrades 5-73.1 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Details

  • Parcel number: 092A 24A 0030200 & 092A 24A 0030000

Features

  • Fencing: Back Yard,Chain Link
  • Waterfront features: None

Lot

  • Lot size: 7 Acres
  • Lot size dimensions: 7

Parking

  • Parking features: Garage,Carport
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Drought
Earthquake
Hail
Hurricane

FEMA Declared Disasters in Clay County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$241$2,892
Property Taxes $166$1,992
Electricity $195$2,343
Total$2,371$28,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,291/yr
40% on housing$71,130/yr
45% on housing$63,226/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 39773$149
Clay County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 39773$180
Clay County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$349,900
2025-12-19Listed for sale$385,000

For Sale by Agent

AgentJOHN C JAMESON, III
BrokerageMOSSY OAK PROPERTIES BOTTOMLAND REAL ESTATE

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