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644 Roxboro Dr, Mount Gilead, NC, 27371

4beds
3baths
2,350sqft
$589,000
$251price/sqft
$4,339/moest. monthly cost
$173,560/yrincome needed

About This Home

Welcome to your brand-new retreat in the highly sought-after gated Woodrun community, where modern comfort meets the beauty of lake living. Perfectly positioned on a rare triple lot, this thoughtfully designed home offers exceptional privacy, extra outdoor space, and endless possibilities. Designed for both relaxation and entertaining, the home features french doors leading to a beautiful two-level rear outdoor living space, overlooking the peaceful wooded setting, creating the perfect backdrop for morning coffee, outdoor dining, or unwinding after a day on the lake. Inside, quality craftsmanship shines throughout with 9-foot ceilings, waterproof luxury vinyl plank flooring, quartz countertops in the kitchen and baths, soft-close cabinetry with under-cabinet lighting, stainless Energy Star® certified kitchen appliances, and a large pantry. The spacious main-level primary suite offers a walk-in closet and a beautifully appointed ensuite bath featuring a tiled, walk-in shower with both rain shower and handheld sprayers. Additional thoughtful upgrades include a well-equipped laundry room with a utility sink, extra counter space, and cabinetry; solid oak stairs and railings; dedicated heating and cooling systems for both floors; smart WiFi thermostats; and color-selectable recessed lighting throughout, delivering comfort, efficiency, and style in every space. Woodrun offers an unmatched lifestyle with private lake access, a boat ramp, RV and boat storage, clubhouse, outdoor pool, picnic area, playground, tennis and pickleball courts, walking trails, and a campground area. Whether you're searching for a full-time residence or a weekend escape, this home delivers the perfect blend of luxury, recreation, and value. Don't miss the rare opportunity to own a brand-new home on a triple lot in one of the area's premier lake communities. Schedule your private showing today and start living the lake lifestyle you're dreaming of.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Mount Gilead ElementaryGrades PK-58.5 mi
6/10
West MiddleGrades 6-87.1 mi
7/10
Montgomery Learning AcademyGrades 6-1210.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,350

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 2,350 sqft

Primary Bedroom

  • Features: En Suite Bathroom,Split BR Plan,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 658713044195
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Waterfront features: Boat Ramp – Community

Lot

  • Lot size: 1.03 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Montgomery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$455$5,460
Property Taxes $688$8,256
Electricity $218$2,626
Total$4,339$52,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,765/yr
40% on housing$130,170/yr
45% on housing$115,706/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 27371$221
Montgomery County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 27371
Montgomery County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$589,000
2024-01-11Sold$40,000
2023-11-13Pending sale$45,000
2022-09-15Listed for sale$45,000
2022-08-29Contingent$45,000
2022-05-10Listed for sale$45,000

New Construction

AgentEden Darden
BrokerageEXP Realty LLC

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