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231 Badin View Dr, New London, NC, 28127

4beds
3baths
1,800sqft
$395,000
$219price/sqft
$2,872/moest. monthly cost
$114,880/yrincome needed

About This Home

Discover the perfect blend of versatility and comfort in this stunning 4-bedroom modular home, ideal for both vacation rental and full-time living. Upstairs, you'll find 2 bedrooms, 2 full baths, and a beautifully appointed kitchen featuring granite countertops, stainless steel appliances, and a space saving built-in dining table. Downstairs, there are 2 additional bedrooms*, a full bath with a custom tile shower, tile floors through out, and a spacious living area. The downstairs area is currently rented as a vacation rental. Enjoy the upper covered porch, where you can relax and soak in the long-range views of Badin Lake or the lower patio area used for entertaining or parking. This home offers the best of both worlds, providing ample space for family living and the potential for rental income. Don’t miss out on this exceptional property that combines modern amenities with lake views. Whether you’re looking for a vacation getaway or a permanent residence, this home has it all.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

--
Troy ElementaryGrades PK-215.9 mi
6/10
West MiddleGrades 6-815.3 mi
1/10
Montgomery Learning AcademyGrades 6-1215.9 mi

Construction

Condition

  • Year built: 1992

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Ice Maker,Free-Standing Range,Cooktop,Electric Water Heater
  • Laundry features: Dryer Connection,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished, Basement

Bedroom2

  • Level: Main

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2

Den

  • Level: Basement

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Vaulted Ceiling(s)
  • Flooring: Tile,Vinyl
  • Finished area below ground: 900
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 666318219231
  • Zoning: RV
  • Special condition: Owner Sale
  • Other equipment: Sump Pump

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.08 Acres
  • Features: Corner Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado
Hail
Hurricane
Lightning
Winter Weather

FEMA Declared Disasters in Montgomery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$189$2,268
Property Taxes $486$5,832
Electricity $200$2,405
Total$2,872$34,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,468/yr
40% on housing$86,160/yr
45% on housing$76,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 28127$168
Montgomery County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 28127$200
Montgomery County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-27Price change$404,995
2024-07-25Price change$415,000
2024-06-19Listed for sale$420,000
2020-11-25Sold$239,000
2020-10-12Pending sale$241,500
2020-10-02Listed for sale$241,500
2018-05-11Sold$135,000

For Sale by Agent

AgentDebbie Coley
BrokerageDebbie C Realty, LLC

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