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129 Sunset Dr, Troy, NC, 27371

2beds
1baths
762sqft
$129,900
$170price/sqft
$1,023/moest. monthly cost
$40,920/yrincome needed

About This Home

Great opportunity in Troy! This 2-bedroom, 1-bathroom home on Sunset Drive is great for investors or first-time home buyers looking to build equity or transition to a smaller home. Located on a dead end street you are just minutes from local schools, shopping, and dining. Storage building and dethatched carport included. Metal roof installed in 2013 as well as windows and HAVAC unit.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

--
Troy ElementaryGrades PK-21.2 mi
6/10
West MiddleGrades 6-84.6 mi
7/10

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Aluminum,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator
  • Laundry features: Laundry Room

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 762

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 762
  • Total interior livable area: 762 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 753913034046
  • Zoning: r1
  • Special condition: Standard

Features

  • Patio & porch: Front Porch

Lot

  • Lot size: 0.46 Acres

Parking

  • Parking features: Detached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Montgomery County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $656$7,872
Home Insurance *$100$1,200
Property Taxes $67$804
Electricity $200$2,405
Total$1,023$12,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,074/yr
40% on housing$30,690/yr
45% on housing$27,280/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.8%
-4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 27371$249
Montgomery County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 27371
Montgomery County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$95,000
2026-06-16Price change$129,900
2026-05-20Listed for sale$149,000

For Sale by Agent

AgentKayla Fish
BrokerageToni Fish & Associates Inc Realty

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