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8281 Bay Front Ln, Chincoteague, VA, 23336

1beds
1baths
690sqft
$119,900
$174price/sqft
$914/moest. monthly cost
$36,560/yrincome needed

About This Home

Title in hand! You own the trailer and land with no lot rent or hoa! The best of coastal living, with the Chincoteague Bay just a short walk away. Whether you're looking for a peaceful getaway or a year-round retreat, this home offers the perfect blend of comfort an convenience. Trailer has a built on addition which offers a spacious living room and a large eat in kitchen. Bonus room located in the back which offers a wash and dryer area that will convey with the property.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

6/10
6/10
Chincoteague High SchoolGrades 6-123.3 mi

Construction

Condition

  • Property condition: Unknown

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1st Floor Bedroom
  • Fireplace features: None

Interior Area

  • Total structure area: 690
  • Total interior livable area: 690 sqft

Property

Details

  • Parcel number: 030A11100000400

Features

  • Levels: One
  • Patio & porch: Porch
  • Fencing: Fenced
  • Waterbody name: Chincoteague Channel

Lot

  • Lot size: 2,178 sqft
  • Features: <.5 acre +/-
  • Lot size dimensions: .05

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Wildfire
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$68$816
Property Taxes $38$456
Electricity $202$2,433
Total$914$10,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,337/yr
40% on housing$27,420/yr
45% on housing$24,373/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 23336$145
Accomack County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 23336
Accomack County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-12Listed for sale$119,900
2025-11-08Pending sale$119,900
2025-10-09Price change$119,900
2025-05-15Listed for sale$136,900
2025-05-08Pending sale$136,900
2025-01-28Price change$136,900
2024-12-12Listed for sale$150,000

For Sale by Agent

AgentBill Baals
BrokerageDOCKSIDE PROPERTIES

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