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16246 Main Ridge Rd, Tangier, VA, 23440

5beds
3baths
1,680sqft
$158,000
$94price/sqft
$1,159/moest. monthly cost
$46,360/yrincome needed

About This Home

Chesapeake House: Once included accommodations for the rather famous Hilda Crocett's Chesapeake House B&B, it is now offered independently. It has 5 bedrooms, 3 baths, a sitting room, a coffee/tea bar, and a sprawling front porch. It is 1680 sq' with air conditioning, but no heat for closed in the winter. There is a detached 18 x 18 laundry room and workshop. The majority of the home has been renovated tastefully. The beach and town center are near the wonderful island of Tangier.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
60
BikeBikeable

Schools

--
Tangier CombinedGrades K-120.2 mi

Construction

Condition

  • Property condition: 100 yrs +/-
  • Year built: 1880

Materials

  • Foundation: Crawl Space
  • Roof: Composition,Age 10 yrs +/-
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Breakfast Area

Features

  • 1st Floor Bedroom
  • Window features: Window Treatments,Double Pane Windows
  • Fireplace features: None

Heating

  • Heating features: None

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Property

Details

  • Parcel number: 062A1A000015600
  • Zoning description: Residential

Features

  • Levels: Two
  • Patio & porch: Screened
  • Waterfront features: Access To Water
  • Waterbody name: Chesapeake Bay

Lot

  • Lot size: 8,712 sqft
  • Features: <.5 acre +/-
  • Lot size dimensions: .20

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Strong Wind
Heat Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $798$9,576
Home Insurance *$88$1,056
Property Taxes $71$852
Electricity $202$2,433
Total$1,159$13,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,737/yr
40% on housing$34,770/yr
45% on housing$30,906/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 23440$120
Accomack County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 23440
Accomack County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-08-20Listed for sale$168,000

For Sale by Agent

AgentIrene Lewin
BrokerageLEWIN & CARR INC.

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