20224 Allen Ln, Onancock, VA, 23417
About This Home
Elevated waterfront property with stunning views of Deep Creek, which leads out to the bay. This 840 sq ft home features 1 bedroom and 1 full bath above a 2-car garage, with an elevator lift for easy access. Enjoy breathtaking water vistas from the living areas and outdoor spaces. The restored dock and bulkhead, complete with a boat lift installed in 2021, provide easy access for boating and waterfront activities. Additional features include a carport to the right of the property and 1.05 acres of outdoor space to relax or entertain. Just installed Brand new A/C unit!! This property had unmatched views and direct water access, this property offers the perfect Eastern Shore lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: 30-50 yrs +/-
- Year built: 1994
Materials
- Foundation: Crawl Space,Pillar/Post/Pier
- Roof: Composition,Age 0-9 yrs +/-
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Eastern Shore Style,Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Surface Units,Microwave,Dishwasher,Refrigerator,Range Hood,Washer,Dryer,Freezer,Water Heater
- Laundry features: Washer/Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: Dining Area,Living Room Combo
Features
- Central Vacuum,Elevator
- Door features: Insulated Doors
- Window features: Double Pane Windows
- Number of fireplaces: 1
- Fireplace features: One Fireplace
- Fireplace: Yes
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump,Central Air
Interior Area
- Total structure area: 840
- Total interior livable area: 840 sqft
Property
Details
- Parcel number: 075A0A000003900
- Zoning description: Residential
Features
- Levels: Two
- Patio & porch: Deck,Porch
- Exterior features: Pier/Dock
- On waterfront: Yes
- Waterfront features: Waterfront,Seawall
- Waterbody name: Deep Creek
Lot
- Lot size: 1.05 Acres
- Features: 1-1.9 acres +/-
- Lot size dimensions: 1.05
Parking
- Total spaces: 2
- Parking features: Garage,Carport,Two Car,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Cold Wave
- Strong Wind
- Heat Wave
- Inland Flooding
- Ice Storm
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $338 | $4,056 |
| Property Taxes | $213 | $2,556 |
| Electricity | $202 | $2,433 |
| Total | $3,154 | $37,848 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-29 | Price change | $475,000 |
| 2025-08-13 | Listed for sale | $575,000 |
For Sale by Agent
View on Zillow