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34 Main St, Wachapreague, VA, 23480

3beds
3baths
1,590sqft
$199,000
$125price/sqft
$1,408/moest. monthly cost
$56,320/yrincome needed

About This Home

Nestled in the heart of a picturesque town known as "The Little City by the Sea," this cozy farmhouse offers a unique blend of country charm and coastal living. Featuring 3 spacious bedrooms, and 2 and a half bathrooms, an inviting kitchen and attached dining room. The property exudes character with its rustic touches and beautiful woodwork, but it does require a few minor repairs here and there, making it an ideal opportunity for those looking to put their personal touch on a property. The layout is practical and cozy, with plenty of natural light flooding the rooms. The property offers a comfortable retreat for anyone seeking to enjoy the comfort of a small town while still being close to the scenic marina. Don't miss viewing this property, it may be just what you are looking for!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
8/10
Nandua Middle SchoolGrades 6-85.6 mi
5/10
Nandua High SchoolGrades 9-125.4 mi

Construction

Condition

  • Property condition: 50-100 yrs +/-,Fixer
  • Year built: 1960

Materials

  • Foundation: Crawl Space,Pillar/Post/Pier,Brick/Mortar,Other
  • Roof: Composition,Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Eastern Shore Style
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Water Conditioner,Washer,Dryer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Room

Features

  • Walk-In Closet(s),1st Floor Bedroom
  • Door features: Storm Door(s)
  • Window features: Double Pane Windows
  • Fireplace features: Living Room,None,Other
  • Fireplace: Yes

Heating

  • Heating features: Forced Air,Electric,Other

Interior Area

  • Total structure area: 1,590
  • Total interior livable area: 1,590 sqft

Property

Details

  • Parcel number: 113A0A000006700
  • Zoning description: Residential

Features

  • Levels: Two
  • Patio & porch: Patio,Porch
  • Waterbody name: None

Lot

  • Lot size: 0.40 Acres
  • Features: <.5 acre +/-
  • Lot size dimensions: .4Ac

Parking

  • Total spaces: 1
  • Parking features: Garage,One Car,Detached,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$111$1,332
Property Taxes $89$1,068
Electricity $202$2,433
Total$1,408$16,896
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,274/yr
40% on housing$42,240/yr
45% on housing$37,546/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 23480
Accomack County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 23480
Accomack County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$199,000
2026-02-26Price change$225,000
2025-10-28Price change$285,000
2025-09-19Listed for sale$300,000

For Sale by Agent

AgentMegan Casher
BrokerageCOLDWELL BANKER HARBOUR REALTY

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