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944 Jones Creek Rd, Bryson City, NC, 28713

2beds
2baths
768sqft
$199,000
$259price/sqft
$1,367/moest. monthly cost
$54,680/yrincome needed

About This Home

A cute little summer get away cabin, starter house or rental on 6.4 acres of land with a barn that is 16 by 16. fenced in back yard, screen in back porch a deck and garden spot. There is another spot that is a little flat you you could build another house on the land. You can set on your front porch and listen to creek across the road. Nice quiet community. House sold as is .

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Swain Co West ElementaryGrades K-55.0 mi
5/10
Swain County Middle SchoolGrades PK,6-86.2 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Residential,Cabin

Interior

Appliances

  • Appliances included: Microwave,Electric Oven/Range,Refrigerator,Washer,Dryer,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial,Interior Entry,Finished Bath

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Country Kitchen,Main Level Living
  • Window features: Screens
  • Flooring: Carpet,Hardwood,Laminate
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 668000061371

Features

  • Patio & porch: Deck,Porch,Screened Porch/Deck
  • Fencing: Fenced Yard
  • Waterfront features: Stream/Creek
  • Residential vegetation: Partially Wooded
  • Living area range: < 800

Lot

  • Lot size: 6.40 Acres
  • Features: Level Yard,Rolling,Unrestricted

Parking

  • Parking features: No Garage,None-Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Swain County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$63$756
Property Taxes $98$1,176
Electricity $200$2,405
Total$1,367$16,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,868/yr
40% on housing$41,010/yr
45% on housing$36,453/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 28713$215
Swain County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 28713$275
Swain County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Listed for sale$199,000

For Sale by Agent

AgentDawn Oliver
BrokerageAppalachian Real Estate

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