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226 Sawgrass Dr #2, Whittier, NC, 28789

3beds
2baths
1,691sqft
$350,000
$207price/sqft
$2,281/moest. monthly cost
$91,240/yrincome needed

About This Home

Come visit and fall in love with this beautiful condo located on the 11th hole of Smoky Mountain Country Clubs, 18 Hole Golf Course. Gated Community. Golf memberships available but not required. 18 Hole golf course is a pay only if you play. You will love this 1691 Sq Ft Condo, featuring 2 BR and 2 BA, BONUS ROOM ALLOWS FOR EXTRA BEDROOM IF NEEDED. All New Whirlpool App. in Kitchen. This home has an open floor plan and the stone gas fp is great for those winter months to cozy up to. There is a huge bonus room. Side door has single lane car private driveway entrance to access the MAIN FLOOR. 1 car garage. Amenities include New HVAC in 12/2025, swimming pool, hot tub, fitness center, saunas, tennis and pickle ball courts. Property is conveniently located to many area attractions such as the Great Smoky Mountain National Park, white water rafting on the Nantahala River, Nantahala Outdoor Center, the Great Smoky Mountains Railroad, Harrah's Cherokee Casino, dining, shopping and so much more. Short term rental ability with on site property manager available. Stunning mountain views and paved road access throughout this beautiful gated community. NC has four seasons weather wise!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Swain County Middle SchoolGrades PK,6-84.4 mi
4/10
Swain County High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: Condo
  • Property subType: Residential,Condominium,Current Rental

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Oven/Range,Gas Oven/Range,Refrigerator,Washer,Dryer,Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Bonus Room,Ceiling Fan(s),Ceramic Tile Bath,Soaking Tub,Kitchen/Dining Room,Kitchen/FR Combo,Large Master Bedroom,Living/Dining Room,Main Level Living,Primary w/Ensuite,Primary on Main Level,Pantry,Rec/Game Room,Split Bedroom,Walk-In Closet(s)
  • Door features: Doors-Storm None,Doors-Screens
  • Window features: Windows-Storm None,Screens,Window Treatments
  • Flooring: Carpet,Hardwood,Ceramic Tile
  • Fireplace features: Gas Log,Insert
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,691
  • Total interior livable area: 1,691 sqft

Property

Details

  • Parcel number: 669300832314

Features

  • Patio & porch: Deck,Porch
  • Exterior features: Rustic Appearance
  • Spa features: Bath
  • Has view: Yes
  • View description: Short Range View,View Year Round
  • Living area range: 1601-1800

Lot

  • Features: Hilly/Steep,Wooded,Other-See Remarks

Parking

  • Parking features: Garage-Single Attached,Garage Door Opener,Paved Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Swain County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$144$1,728
Property Taxes $168$2,016
Electricity $200$2,405
Total$2,281$27,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,205/yr
40% on housing$68,430/yr
45% on housing$60,826/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 28789$200
Swain County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 28789$266
Swain County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Price change$350,000
2026-03-17Listed for sale$360,000
2025-10-07Listing removed$360,000
2025-09-11Price change$360,000
2025-04-14Listed for sale$370,000
2006-08-04Sold$375,000

For Sale by Agent

AgentJeanne Duncan-Cornblum
BrokerageBryson City Realty Group, LLC

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