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76 Sawgrass Dr #4, Whittier, NC, 28789

3beds
2baths
1,721sqft
$350,000
$203price/sqft
$2,265/moest. monthly cost
$90,600/yrincome needed

About This Home

Welcome to easy mountain living! Located in the desirable Smoky Mountain Country Club, this beautifully maintained bottom-level condo offers the perfect blend of comfort, convenience, and lifestyle. Featuring 3 bdr/2 bath, this home also includes a one-car garage and a versatile bedroom complete with a kitchenette-ideal for hosting guests or creating a private retreat, game room, etc. Step out onto the covered deck and enjoy peaceful views overlooking the golf course, the perfect spot to unwind. Being sold fully furnished (excluding wall decor), this condo is truly move-in ready. The kitchen is equipped with all appliances and includes a washer and dryer. The charming stone wall surrounding the front entrance creates a private oasis-perfect for relaxing with your morning coffee or good book. Located within a gated community, residents enjoy access to top-notch amenities including tennis courts, a fitness center, and a swimming pool. Whether you're an avid golfer, looking for a 2nd home, or seeking a STR investment, this property checks all the boxes. Just minutes from downtown Bryson City and a short drive to the casino! Don't miss out!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Swain County Middle SchoolGrades PK,6-84.5 mi
2/10
Swain County High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: Condo
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Oven/Range,Refrigerator,Washer,Dryer,Electric Water Heater

Basement

  • Basement: None

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bonus Room,Ceiling Fan(s),Ceramic Tile Bath,Large Master Bedroom,Living/Dining Room,Main Level Living,Primary w/Ensuite,Primary on Main Level,Rec/Game Room,Split Bedroom,Walk-In Closet(s)
  • Door features: Doors-Storm None
  • Window features: Screens,Window Treatments
  • Flooring: Carpet,Hardwood,Ceramic Tile,Combination
  • Fireplace features: Gas Log,Stone
  • Fireplace: Yes
  • Attic: Storage Only

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,721
  • Total interior livable area: 1,721 sqft

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 669300841704

Features

  • Patio & porch: Deck
  • Exterior features: Other
  • Has view: Yes
  • View description: Short Range View
  • Living area range: 1601-1800

Lot

  • Features: Hilly/Steep,Other-See Remarks

Parking

  • Parking features: Garage-Single Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Swain County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$144$1,728
Property Taxes $152$1,824
Electricity $200$2,405
Total$2,265$27,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,657/yr
40% on housing$67,950/yr
45% on housing$60,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 28789$200
Swain County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 28789$266
Swain County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$360,000
2020-12-03Sold$169,000
2020-03-09Listing removed$182,900
2019-09-11Listed for sale$182,900
2019-07-18Listing removed$182,900
2019-01-23Listed for sale$182,900
2012-08-16Sold$110,000
2009-10-13Sold$350,000
2005-08-16Sold$342,500

For Sale by Agent

AgentAnette S. Chrisley
BrokerageBerkshire Hathaway Homeservices-Great Smokys

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