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5447 State Route 7 S, Gallipolis, OH, 45631

2beds
1baths
975sqft
$270,000
$277price/sqft
$1,935/moest. monthly cost
$77,400/yrincome needed

About This Home

Unique Ohio River FRONT home on 2 1/2 acres located on river side of Route 7 South, Gallipolis, Ohio 46731, with detached garage and separate living unit. The main house has 975 sq. ft., a riverside porch with a panoramic view of the Ohio river, in a peaceful setting on partially wooded acreage. The riverside yard features a gradual grade for river access and boat dock (mobile boat dock available). New gutters and downspouts and front exterior steps and railing installed in 2025. Eat-in kitchen includes refrigerator, range and dishwasher; two bedrooms and living room have hardwood flooring; utility area, storage room. One bathroom with tub/shower. There is a deck off the front door. Electric baseboard heat with supplemental propane fireplace. 1 1/2 car garage includes separate storage area and workshop area. UPPER, separate, newly finished living unit (500 sq. ft.) includes side deck and stairway, one bath with shower, tankless hot water heater, granite sink, closet space. Waterproof wood grain flooring, electric heating/cooling unit (Ptac), tongue and groove whitewashed pine ceilings, beautiful light fixtures, apartment sized refrigerator, sink, range and cabinets. Kitchen with portable island / living room / bedroom combo, energy efficient new windows, large concrete patio. Outdoor furniture available. Wooded acreage at south end of property could be utilized for other purposes. Concrete driveway and walkways installed in 2020. Property offers the convenience of Gallipolis city amenities and secluded peacefulness and privacy that is difficult to find. Great for hosting family gatherings and overnight stays. City water; septic. 30 minutes to Nucor. 20 minutes to Holzer Hospital. Gallia Academy school district. Call 937-409-2902 or 937-409-1913

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
5/10
3/10

Construction

Condition

  • Year built: 1950

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: Unknown

Interior

Appliances

  • Appliances included: Dishwasher

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Laminate

Heating & Cooling

  • Heating features: Baseboard,Other,Electric,Propane / Butane
  • Cooling features: None

Interior Area

  • Total interior livable area: 975 sqft

Property

Details

  • Parcel number: 00600148500

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 2 Acres

Parking

  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$168$2,016
Property Taxes $209$2,508
Electricity $193$2,320
Total$1,935$23,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,342/yr
40% on housing$58,050/yr
45% on housing$51,600/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.4%
10.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 45631$116
Gallia County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 45631$126
Gallia County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$270,000
2026-03-22Price change$280,000
2026-01-13Listed for sale$300,000
2017-07-27Sold$115,000

For Sale by Owner

AgentProperty Owner

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