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19 High Terrain Dr, Burnsville, NC, 28714

3beds
2baths
2,311sqft
$580,000
$251price/sqft
$3,620/moest. monthly cost
$144,800/yrincome needed

About This Home

Nestled in the mountains of Burnsville, this beautiful chalet-style home offers picturesque views of Roan Mountain and the Black Mountains near Mt. Mitchell. Inside, warm wood finishes, a soaring vaulted ceiling, and a dramatic stone fireplace create a true mountain lodge feel. The open floor plan connects a well-appointed kitchen, spacious dining area, and light-filled living space—perfect for entertaining or relaxing. Multiple bedrooms and baths provide comfort for family or guests, while expansive windows frame the scenery. The open-air porch invites you to soak in the crisp mountain air. Downstairs, a full basement offers abundant additional space, including a laundry room and workshop. The nearly level lot provides room for expansion, gardening, or simply enjoying the outdoors. Combining rustic craftsmanship with breathtaking views, this home is an ideal mountain retreat. Schedule your showing today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
9/10
East Yancey MiddleGrades 6-810.1 mi
4/10
Mountain Heritage HighGrades PK,9-1211.8 mi

Construction

Condition

  • Year built: 1975

Materials

  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Exhaust Hood,Gas Range,Microwave,Refrigerator,Washer
  • Laundry features: In Basement

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Daylight,Partially Finished

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Fireplace features: Gas Log,Living Room
  • Finished area below ground: 992
  • Finished area above ground: 1,319

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,319
  • Total interior livable area: 2,311 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Workshop

  • Level: Basement

Property

Details

  • Parcel number: 074504801948.000
  • Zoning: none
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round

Lot

  • Lot size: 0.41 Acres
  • Features: Private,Views,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$190$2,280
Property Taxes $283$3,396
Electricity $215$2,582
Total$3,620$43,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,114/yr
40% on housing$108,600/yr
45% on housing$96,533/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$259
Yancey County$255

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-14Listed for sale$585,000
2025-11-15Listing removed$585,000
2025-08-15Listed for sale$585,000

For Sale by Agent

AgentJoey Laughridge, Howard Hanna Beverly-Hanks Brevard South, Billy Harris, Howard Hanna Beverly-Hanks Brevard South
BrokerageHoward Hanna Beverly-Hanks Brevard South

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