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965 Winterstar Loop, Burnsville, NC, 28714

5beds
5baths
3,025sqft
$720,000
$238price/sqft
$4,509/moest. monthly cost
$180,360/yrincome needed

About This Home

Perched above the 12th fairway of Mount Mitchell Golf Club, this beautifully crafted three-story contemporary home offers an exceptional mountain retreat with proven income potential. Surrounded by the natural beauty of the Blue Ridge Mountains and set on a double lot, the property captures long-range views while a gentle creek flows along the lower portion of the land. Designed for comfort and flexibility, the home features 5 spacious bedrooms accommodating up to 14 guests— for multi-generational living or continued use as a short-term rental. A full basement adds valuable living and storage space, while the thoughtfully planned interior showcases quality craftsmanship. The home is enhanced by tasteful furnishings and décor, and has been successfully operated as a short-term rental. Enjoy the peaceful sounds of the nearby South Toe River and take advantage of the area’s outdoor lifestyle. With access to multiple rivers for fishing and kayaking, plus proximity to some of the highest peaks east of the Rockies—including Mount Mitchell—this location is a haven for hiking, mountain biking, and year-round adventure. Whether you're seeking a mountain escape, an investment property, or both, this one-of-a-kind home delivers space, scenery, and strong rental history in a highly desirable setting. Sloping of floors and retaining wall back of driveway have shifted. Home has an engineer report attached and seller is having repairs completed by Mid May. Documents and Invoice of repairs in Documents section.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
9/10
East Yancey MiddleGrades 6-810.0 mi
4/10
Mountain Heritage HighGrades PK,9-1211.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Basement,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Upper Level

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Furnished,Vaulted Ceiling(s),Window Treatments
  • Window features: Window Treatments
  • Number of fireplaces: 1
  • Fireplace features: One,Factory Built,Gas,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,025

Heating & Cooling

  • Heating features: Baseboard,Ductless,Electric,Fireplace(s)
  • Cooling features: Ductless

Interior Area

  • Total structure area: 3,274
  • Total interior livable area: 3,025 sqft

Property

Details

  • Parcel number: 074504813469000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Multiple
  • Has view: Yes
  • View description: Golf Course

Lot

  • Lot size: 0.95 Acres

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached,Driveway,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$236$2,832
Property Taxes $352$4,224
Electricity $281$3,380
Total$4,509$54,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,594/yr
40% on housing$135,270/yr
45% on housing$120,240/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$259
Yancey County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$775,000
2025-12-02Listing removed$778,000
2025-08-06Price change$778,000
2025-05-05Listed for sale$798,000
2022-07-14Sold$625,000

For Sale by Agent

AgentDJ DeMoranville
BrokerageKeller Williams High Country

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