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219 Raven Rock Ln, Burnsville, NC, 28714

1beds
2baths
2,400sqft
$350,000
$146price/sqft
$2,278/moest. monthly cost
$91,120/yrincome needed

About This Home

KILLER VIEWS! PRIVACY! BOLD Shuford CREEK - FLOWING THROUGH THE PROPERTY, not just along a boundary! ADJACENT to the NATIONAL FOREST! 3.22 ACRES and NO RESTRICTIONS! This has what everyone is looking for but no one can find. The only problem is that you won't get any work done if you live here. You'll be too busy playing in the creek, wandering trails, or just staring at the ever-changing views of the Black Mountains - the clouds love to get stuck on the peaks, creating some phenomenal sunsets. The house has so much potential with a big open kitchen and large living area on the main floor. Full baths with washer/dryer hookups on both floors leave the spaces flexible. With that layout, I think mother-in-law suite, or perhaps short term rental potential. Nice cool elevation at nearly 3000'. Low maintenance with hardie board siding and metal roof. Large shed for storage. Gentle ground for garden space. The list goes on and on. You need to get out and see it to fully appreciate all that this place has to offer. It is a truly unique find - one that does not come along often.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
9/10
East Yancey MiddleGrades 6-85.8 mi
4/10
Mountain Heritage HighGrades PK,9-128.5 mi

Construction

Condition

  • Year built: 2017

Materials

  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 1,200
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Ductless,Propane
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 2,400 sqft

Living Room

  • Level: Main

Property

Details

  • Parcel number: 074700845631000
  • Zoning: None
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: None,Creek
  • Waterbody name: Creek

Lot

  • Lot size: 3.22 Acres
  • Features: Adjoins Forest,Views

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$115$1,380
Property Taxes $171$2,052
Electricity $223$2,682
Total$2,278$27,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,102/yr
40% on housing$68,340/yr
45% on housing$60,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$262
Yancey County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$385,000
2025-11-07Price change$399,111
2025-10-21Listed for sale$449,111
2022-06-17Sold$300,000
2022-05-24Pending sale$350,000
2022-05-14Price change$350,000
2022-04-12Price change$377,000
2022-03-16Listed for sale$400,000
2006-06-06Sold$10,000

For Sale by Agent

AgentZack Lowe
BrokerageTeresa B Brown

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