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323 McCurrey Rd, Burnsville, NC, 28714

1beds
1baths
870sqft
$239,000
$275price/sqft
$1,599/moest. monthly cost
$63,960/yrincome needed

About This Home

Escape to your own private mountain retreat with this warm & inviting property nestled in the beautiful mountains of WNC. Tucked away in an almost "end of the road" setting, this unique property features a charming, fully livable existing cabin situated on an expansive 6.46 +/- acres. The cozy cabin boasts an open floor plan highlighted by a stunning tongue & groove ceiling, new LED lighting & luxury vinyl plank flooring throughout. Modern comfort meets rustic charm w/recent upgrades including two brand-new ductless mini-split systems for efficient heating & cooling, & a new tankless on-demand water heater. While you enjoy the immediate comfort of the current home the unrestricted acreage offers a potential for additional buildable sites giving the flexibility to build your standalone dream home or create a multi-family estate to share with loved ones. Whether you are looking for a peaceful mountain getaway, a starter homestead, or a multi-family compound, this hidden gem provides the space & freedom to bring your vision to life. Cabin was not affect by flood, water or wind damage during TS Helene. Short 10-12 minute drive to downtown Burnsville, 40-45 minutes to Asheville or Johnson City TN. Showings by APPOINTMENT ONLY!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
Mountain Heritage HighGrades PK,9-124.5 mi
5/10
Blue Ridge ElementaryGrades PK-55.1 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Tankless Water Heater,Washer,Washer/Dryer
  • Laundry features: In Kitchen,Main Level

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Open Floorplan
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 870

Heating & Cooling

  • Heating features: Ductless,Wood Stove
  • Cooling features: Ductless

Interior Area

  • Total structure area: 870
  • Total interior livable area: 870 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 081200756827.000
  • Zoning: n/a
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Winter

Lot

  • Lot size: 6.46 Acres
  • Features: Hilly,Level,Rolling Slope,Sloped,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Hail
Landslide
Tornado

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$78$936
Property Taxes $113$1,356
Electricity $200$2,405
Total$1,599$19,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,822/yr
40% on housing$47,970/yr
45% on housing$42,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$262
Yancey County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$224,900
2026-07-05Listed for sale$239,000
2021-05-07Sold$145,000

For Sale by Agent

AgentCrystal Garland
BrokerageRE/MAX RESULTS

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