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255 Westover Ln, Burnsville, NC, 28714

2beds
3baths
2,064sqft
$375,000
$182price/sqft
$2,300/moest. monthly cost
$92,000/yrincome needed

About This Home

Tucked up on a knoll just close enough to town for convenience, yet far enough away to enjoy mountain views and quiet mornings on the covered front porch. Inside, the heart of the home is the oversized living room centered around a bold wood-burning stone fireplace that feels made for winter evenings and gathering with friends. The spacious primary bedroom offers a large walk-in closet, while the additional bedroom, bath, and flexible space make the layout surprisingly versatile. Downstairs, you’ll find a large bonus room perfect for hobbies, guests, a game room, office, or creative space, along with a utility/workroom that adds even more functionality. There’s also an unfinished basement style bath complete with a classic saloon-style toilet — quirky but practical. This space is ready for whatever project or workshop life you envision. Additional features include a laundry room, 2-car garage, city water, private septic, and mountain views that remind you daily why people love living here in Burnsville. Price improved! Seller has listened to buyer feedback and has adjusted pricing accordingly. In addition, seller is offering a $10,000 credit at closing toward updates, maintenance, or buyer closing costs with acceptable offer. Great opportunity for buyers.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
Mountain Heritage HighGrades PK,9-121.5 mi
3/10
Burnsville ElementaryGrades PK-52.6 mi

Construction

Condition

  • Year built: 1995

Materials

  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Family Room

  • Features: Ceiling Fan(s),Open Floorplan,Walk-In Closet(s)
  • Level: Main

Features

  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Living Room,Wood Burning
  • Finished area below ground: 552
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Heat Pump,Oil,Fireplace(s)
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 2,064 sqft

Property

Details

  • Parcel number: 082017114787.000
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.62 Acres
  • Features: Sloped,Views

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$123$1,476
Property Taxes $81$972
Electricity $200$2,405
Total$2,300$27,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,857/yr
40% on housing$69,000/yr
45% on housing$61,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$261
Yancey County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$359,000
2026-05-08Listed for sale$375,000

For Sale by Agent

AgentBobbie McMahan
BrokerageHoward Hanna Beverly-Hanks Burnville

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