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97 Circle E, Burnsville, NC, 28714

5beds
4baths
4,270sqft
$940,000
$220price/sqft
$5,899/moest. monthly cost
$235,960/yrincome needed

About This Home

Owner Financing available. Charming 5-bedroom, 3.5-bath home with over 4,000 sq ft, ideally located just 6 minutes from Burnsville, 25 minutes to Asheville, and 30 minutes to Hatley Pointe Ski Resort. Offered fully furnished, this spacious property is move-in ready and perfect as a primary residence, mountain retreat, or income-producing short-term rental. Recent updates include beautifully renovated main-level bathrooms, a new roof, stainless steel appliances, new HVAC system, and a reinforced bridge crossing Price Creek. The finished basement (completed in 2021) adds valuable living and entertaining space. Enjoy the peaceful setting with a firepit situated along a scenic bend of Price Creek, where the gentle sound of small rapids creates a relaxing outdoor experience. The property spans four parcels totaling over 12 acres, including approximately 7 acres of cleared, rolling pasture with mountain views. With minor adjustments, the pasture and existing barn could accommodate horses. The spacious primary suite is located upstairs and features a large ensuite bath, two walk-in closets, and a private deck. Wired internet is available. Property is privately situated behind a commercial greenery operation. No residential traffic is generated, though greenhouses are visible in the distance.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Blue Ridge ElementaryGrades PK-51.7 mi
9/10
Cane River MiddleGrades 6-81.5 mi
4/10
Mountain Heritage HighGrades PK,9-123.4 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Oven,Microwave,Oven,Refrigerator,Self Cleaning Oven,Tankless Water Heater,Washer,Washer/Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Interior Entry,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 4

Bonus Room

  • Level: Basement

Features

  • Soaking Tub
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Living Room,Wood Burning
  • Finished area below ground: 953
  • Finished area above ground: 3,317

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,317
  • Total interior livable area: 4,270 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 979900572235000
  • Zoning: R
  • Special condition: Standard
  • Other equipment: Generator
  • Horse amenities: Barn,Pasture

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Porch,Side Porch,Wrap Around
  • Exterior features: Fire Pit,Rooftop Terrace
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round
  • On waterfront: Yes
  • Waterfront features: None,Creek,Creek/Stream

Lot

  • Lot size: 12.41 Acres
  • Features: Cleared,Pasture,Rolling Slope,Views

Parking

  • Total spaces: 8
  • Parking features: Driveway,Parking Space(s)
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Landslide
Strong Wind
Drought
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,753$57,036
Home Insurance *$309$3,708
Property Taxes $440$5,280
Electricity $397$4,772
Total$5,899$70,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,251/yr
40% on housing$176,970/yr
45% on housing$157,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$260
Yancey County$256

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$950,000
2025-11-26Listing removed$995,000
2025-08-06Price change$995,000
2025-05-27Price change$1,040,000
2025-03-04Listed for sale$1,070,000
2025-03-01Listing removed$1,070,000
2025-02-04Price change$1,070,000
2024-09-09Listed for sale$1,100,000
2024-08-02Listing removed--
2024-01-19Listed for sale$1,100,000
2024-01-17Listing removed--
2023-10-24Price change$1,100,000
2023-08-11Listed for sale$1,200,000
2021-07-12Sold$695,000
2021-04-30Contingent$700,000
2021-04-08Price change$700,000
2021-02-27Listed for sale$715,000
2020-11-20Listing removed$619,000
2020-06-03Price change$619,000
2020-01-13Listed for sale$625,000
2007-03-08Sold$140,000

For Sale by Agent

AgentMike Pocisk
BrokerageEXP Realty LLC

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