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915 Little Creek Rd, Burnsville, NC, 28714

2beds
1baths
1,072sqft
$349,000
$326price/sqft
$2,244/moest. monthly cost
$89,760/yrincome needed

About This Home

The sound of the creek, the charm of a classic brick ranch, and the peace of 2 beautiful acres, this is mountain living at its finest. Offering approximately 1,072 square feet of comfortable living space, this well-maintained home features a welcoming living room with a beautiful brick fireplace, an open kitchen and dining area, and a full basement that provides exceptional storage or room for hobbies and recreation. Start your mornings on the covered front porch overlooking the creek, spend afternoons relaxing in the sunroom, and enjoy the privacy and beauty of the surrounding landscape. Whether you're looking for a full-time residence or a mountain retreat, this property offers a rare opportunity to enjoy the natural beauty and slower pace of Western North Carolina just minutes from downtown Burnsville.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Blue Ridge ElementaryGrades PK-56.1 mi
8/10
Cane River MiddleGrades 6-86.2 mi
5/10
Mountain Heritage HighGrades PK,9-127.2 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Metal
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Open Floorplan
  • Door features: Insulated Door(s),Storm Door(s)
  • Window features: Insulated Windows,Storm Window(s)
  • Flooring: Concrete,Tile,Wood
  • Fireplace features: Family Room,Gas Log
  • Finished area below ground: 0
  • Finished area above ground: 1,072

Heating & Cooling

  • Heating features: Other
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,072
  • Total interior livable area: 1,072 sqft

Kitchen

  • Features: Open Floorplan
  • Level: Main

Property

Details

  • Parcel number: 989300567480000
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Patio,Porch
  • Has view: Yes
  • View description: Mountain(s)
  • On waterfront: Yes
  • Waterfront features: None,Creek

Lot

  • Lot size: 2 Acres
  • Features: Level,Sloped,Wooded

Parking

  • Parking features: Driveway,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Ice Storm
Landslide
Strong Wind
Drought
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Yancey County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$114$1,368
Property Taxes $166$1,992
Electricity $200$2,405
Total$2,244$26,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,937/yr
40% on housing$67,320/yr
45% on housing$59,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.1%
6.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 28714$261
Yancey County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 28714
Yancey County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$339,000
2026-07-18Listed for sale$349,000
2018-07-13Listing removed$142,000
2018-04-27Price change$142,000
2018-04-14Listed for sale$147,500
2010-08-09Sold$115,500

For Sale by Agent

AgentConnor Fender
BrokerageTeresa B Brown

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