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3107 Elmwood Ave, Kansas City, MO, 64128

3beds
1baths
962sqft
$115,000
$120price/sqft
$1,152/moest. monthly cost
$46,080/yrincome needed

About This Home

Opportunity awaits with this charming 3-bedroom, 1-bath home. Perfect for DIY homebuyers or investors seeking a value-add opportunity, this property offers great potential and flexibility. It gets better, low taxes make her a perfect buy. The home features 962 square feet of living space, an unfinished basement offering additional storage or future expansion potential, and the convenience of an attached garage. Previously rented at $1,200 per month, this property presents an attractive option for investors looking for a quick transition. Ideally located with easy access to major roadways, schools, and local amenities, the home also benefits from a public EV charger located on the street nearby.

Getting Around

44
WalkingCar-Dependent
41
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

2/10
Central Middle SchoolGrades 7-80.6 mi
1/10
Central High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Composition
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop
  • Laundry features: In Bathroom

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Unfinished

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 962

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 962
  • Total interior livable area: 962 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 28830050600000000
  • Special condition: As Is

Features

  • Patio & porch: Porch

Lot

  • Lot size: 4,794 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$322$3,864
Property Taxes $108$1,296
Electricity $141$1,693
Total$1,152$13,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,497/yr
40% on housing$34,560/yr
45% on housing$30,720/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 64128$87
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64128$61
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-27Listed for sale$115,000
2024-03-05Listing removed--
2024-02-09Listed for rent$1,100
2023-05-02Listing removed--
2023-04-30Listed for rent$1,100
2022-09-22Listing removed--
2022-09-13Price change$895
2022-08-29Price change$995
2022-08-06Listed for rent$1,085
2022-06-23Sold--
2022-06-11Pending sale$107,900
2022-06-04Listed for sale$107,900
2022-05-27Listing removed--
2022-05-14Listed for sale$110,000
2021-03-24Listing removed--
2019-02-19Listing removed$750
2018-12-13Listed for rent$750

For Sale by Agent

AgentStacie Green
BrokerageKeller Williams Realty Partners Inc.

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