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275 Main St, Stanardsville, VA, 22973

2beds
2baths
1,368sqft
$375,000
$274price/sqft
$2,456/moest. monthly cost
$98,240/yrincome needed

About This Home

Sweet home on 1.4 acres in the heart of historic Stanardsville! Walk to schools, library and conveniences. Built in 1955 the home retains its natural charm with original oak flooring, wood burning fireplace and large, separate dining room. The spacious kitchen was renovated/improved and offers abundant cabinetry. Just off the kitchen is side entry utility/mud room perfect for storage. 2 bedrooms and a full bath complete the first floor. Upstairs is a converted attic space with hardwood floors and a half bath as well as a large cedar-lined closet. The unfinished basement is perfect for storage and possible additional finishing, equipped with a fireplace. Step out back onto the 1.4 acres of usable and scenic property, suitable for gardening and play. A storage barn will hold all of your equipment or possible shop use. A peaceful, meandering creek borders the eastern edge. Property is zoned TRC: Town Residential Commercial, so the possibilities are endless for keeping as a residential home or perhaps a small business.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
3/10
7/10

Construction

Condition

  • Year built: 1958

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Brick,Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Dryer,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Unfinished

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • Primary Downstairs
  • Window features: Double Pane Windows
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Two,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,368

Half Bath

  • Level: Second

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 2,652
  • Total interior livable area: 1,368 sqft

Kitchen

  • Level: First

Laundry

  • Level: Basement

Living Room

  • Level: First

Property

Details

  • Parcel number: 37A A 58B
  • Zoning description: R Residential
  • Exclusions: Microwave

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Brick,Front Porch,Porch
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 1.43 Acres
  • Features: Garden,Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$144$1,728
Property Taxes $214$2,568
Electricity $202$2,433
Total$2,456$29,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,205/yr
40% on housing$73,680/yr
45% on housing$65,493/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 22973$201
Greene County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 22973$207
Greene County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$375,000

For Sale by Agent

AgentANGELA HAWKINS
BrokerageNEST REALTY GROUP

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