




1167 Ottoman Ferry Rd, Lancaster, VA, 22503
About This Home
Set along the calm, protected waters of Lowrey’s Creek—with quick access out to the Corrottoman River—offers deep, protected anchorage at a private pier designed for serious boating. Featuring multiple slips, 6’ MLW, a covered lift, and space to accommodate a sailboat, this is a rare haven for boaters seeking both accessibility and protection in a peaceful, scenic setting. Privately tucked behind a gated entrance, the property spans over 19 acres with 600+ feet of waterfront, creating a truly secluded retreat surrounded by mature trees and natural beauty. With no restrictions and horses welcome, the possibilities here are as expansive as the land itself. The custom-built residence is a one-of-a-kind architectural statement, showcasing high-end craftsmanship throughout. A striking curved brick entrance and dramatic two-story arched foyer set the tone, leading into thoughtfully designed living spaces with soaring 21’ ceilings, a grand fireplace, and a stunning two-story library. The versatile floor plan offers flexibility for a variety of lifestyles, with the potential for multiple bedrooms, guest suites, home offices, or creative spaces. Designed with both function and luxury in mind, the property features multiple climate-controlled garages, including a showcase bay, along with a large RV/carport offering ample space for vehicles, boats, or recreational equipment. Outdoor living is equally impressive, with landscaped grounds, gardens, and tranquil waterfront settings. Remarkable setting, delivering a rare combination of waterfront excellence, acreage, and architecture.
Getting Around
Schools
Construction
Condition
- Property condition: Resale
- Year built: 1990
Materials
- Roof: Composition
- Construction materials: Brick,Drywall,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Cooktop,Dryer,Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator,Washer
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Bookcases,Built-in Features,Cathedral Ceiling(s),Dining Area,Fireplace,Granite Counters,High Ceilings,Hot Tub/Spa,Jetted Tub,Main Level Primary,Walk-In Closet(s)
- Flooring: Carpet,Marble,Vinyl
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Attic: Access Only
- Finished area below ground: 0
- Finished area above ground: 4,188
Heating & Cooling
- Heating features: Electric,Heat Pump,Zoned
- Cooling features: Heat Pump,Zoned
Interior Area
- Total interior livable area: 4,188 sqft
Property
Details
- Parcel number: Tax Map# 20188A, LR18/1876
- Zoning description: R1
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Rear Porch,Deck
- Exterior features: Boat Lift,Deck,Dock
- Has spa: Yes
- Spa features: Hot Tub
- Fencing: Fenced,Privacy
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Creek,Dock Access,Mooring,Boat Ramp/Lift Access,Waterfront
- Waterbody name: Lowrey Creek
- Frontage length: 600.0000,600.0000
Lot
- Lot size: 19.33 Acres
- Features: Waterfront
Parking
- Total spaces: 4
- Parking features: Attached,Circular Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Hurricane
- Strong Wind
- Coastal Flooding
- Cold Wave
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,559 | $90,708 |
| Home Insurance * | $737 | $8,844 |
| Property Taxes | $669 | $8,028 |
| Electricity | $403 | $4,840 |
| Total | $9,368 | $112,416 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $1,495,000 |
