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209 Broadway, Irvington, VA, 22480

3beds
3baths
1,728sqft
$475,000
$275price/sqft
$3,369/moest. monthly cost
$134,760/yrincome needed

About This Home

Charming cottage in the historic village of Irvington, within the Vineyard Grove community, offering three bedrooms and three full baths - ideal for full-time living or a relaxed weekend retreat. A welcoming covered front porch opens into the main living area with gas fireplace, dining space and a fully equipped kitchen. A bright four-season sunroom provides additional living space filled with natural light, perfect for year-round enjoyment. The upper level is dedicated to the primary suite with a Juliette balcony. The lower level features two guest ensuite bedrooms with walkout access to a covered and screened stone patio with outdoor shower. Community amenities include a swimming pool, picnic and entertaining area, pier for kayak and canoe use and kayak storage. The home offers easy access to nearby parks and public beach access approximately a 20-minute drive away. The property is also within walking and biking distance to Irvington's restaurants and boutique shops. Furnishings are negotiable separately. Property has es exterior recording devices.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
6/10
Lancaster High SchoolGrades 8-127.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Metal
  • Construction materials: Drywall,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage,Two Story
  • Property subType: Single Family Residence

Interior

Additional Room

  • Level: Lower
  • Dimensions: 15.9 x 11.2

Additional Room

  • Level: First
  • Dimensions: 15.9 x 11.4

Appliances

  • Appliances included: Dryer,Washer/Dryer Stacked,Dishwasher,Gas Cooking,Microwave,Propane Water Heater,Refrigerator
  • Laundry features: Washer Hookup,Dryer Hookup,Stacked

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Walk-Out Access

Bedroom2

  • Level: Lower
  • Dimensions: 11.9 x 8.11

Bedroom3

  • Level: Lower
  • Dimensions: 13.5 x 9.10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 15.9 x 8.5

Features

  • Dining Area,Double Vanity,Fireplace,High Ceilings,Bath in Primary Bedroom,Solid Surface Counters,Cable TV,Window Treatments
  • Window features: Thermal Windows,Window Treatments
  • Flooring: Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 512
  • Finished area above ground: 1,216

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total interior livable area: 1,728 sqft

Kitchen

  • Level: First
  • Dimensions: 15.9 x 11.3

Living Room

  • Level: First
  • Dimensions: 15.9 x 11.4

Master Bedroom

  • Level: Second
  • Dimensions: 15.9 x 17.9

Property

Details

  • Parcel number: TM34K12

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: In Ground,Pool,Community
  • Patio & porch: Front Porch,Patio,Porch
  • Exterior features: Dock,Porch
  • Fencing: None
  • Waterfront features: Dock Access,Mooring,Water Access
  • Waterbody name: Carter's Creek

Lot

  • Lot size: 2.10 Acres
  • Features: Cul-De-Sac

Parking

  • Parking features: No Garage,Off Street,Oversized

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Drought
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$282$3,384
Property Taxes $484$5,808
Electricity $202$2,433
Total$3,369$40,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,508/yr
40% on housing$101,070/yr
45% on housing$89,840/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.4%
5.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 22480$269
Lancaster County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 22480
Lancaster County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$495,000
2020-09-02Sold$270,000
2019-10-31Sold$235,000

For Sale by Agent

AgentCathy Rowe
BrokerageShaheen Ruth Martin & Fonville Real Estate

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