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181 Dry Valley Church Rd, Summerville, GA, 30747

4beds
5baths
6,757sqft
$735,000
$109price/sqft
$5,933/moest. monthly cost
$237,320/yrincome needed

About This Home

Come enjoy country living with big city convenience! Located between Rome, GA and Chattanooga, TN this home is just minutes from Walmart and the charming downtown area of Summerville, GA. The all brick home sits on over 14 acres and features a large, open concept floor plan. The great room will impress with its cathedral ceilings and cozy fireplace. The south wing contains the master suite with a spacious sitting area surrounded by windows on threes sides, his and hers sinks in the master bathroom, a jetted tub, large walk in closet, and separate entry to the back deck. Two giant bonus rooms upstairs provide plenty of space for a game room, crafts, and hobbies. One of the rooms is currently used as a theater room, with room to spare! The large, covered deck has an outdoor fireplace for warmth on those cool fall and spring evenings. A full, unfinished basement with frenchdoors and overhead door provides access to store toys like SxS's or a boat, or you can finish it off for even more space. A storm shelter is located just off the basement. The pole barn has lights, water, and is wired with both 110 and 220 electric outlets. Home has a brand new roof and new luxury LVP floors throughout, with real hardwood floors in the great room and library.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
Menlo Elementary SchoolGrades PK-88.2 mi
5/10
Chattooga High SchoolGrades 9-125.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2010

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick 4 Side,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Refrigerator
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Boat Door,Exterior Entry,Full,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • High Ceilings,Master On Main Level,Split Bedroom Plan,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Storm Window(s)
  • Flooring: Other
  • Number of fireplaces: 2
  • Fireplace features: Outside
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 6,757
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump,Zoned

Interior Area

  • Total structure area: 6,757
  • Total interior livable area: 6,757 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Solid Surface Counters

Property

Accessibility

  • Accessibility features: Accessible Kitchen

Details

  • Parcel number: 000470000007700A
  • Other equipment: Home Theater

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Mountain(s)
  • Waterbody name: None
  • Residential vegetation: Wooded

Lot

  • Lot size: 14.15 Acres
  • Features: Pasture,Private

Parking

  • Total spaces: 7
  • Parking features: Carport,Garage,Garage Door Opener,Side/Rear Entrance
  • Has garage: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,716$44,592
Home Insurance *$631$7,572
Property Taxes $930$11,160
Electricity $656$7,877
Total$5,933$71,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,417/yr
40% on housing$177,990/yr
45% on housing$158,213/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 17.5%
17.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 30747$180
Chattooga County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 30747$136
Chattooga County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$735,000
2026-06-04Price change$779,900
2026-04-20Price change$799,950
2026-01-09Listed for sale$840,000
2025-05-07Listing removed$897,500
2024-08-22Price change$897,500
2024-08-08Listed for sale$949,000
2024-05-06Sold$606,625
2024-03-12Contingent$624,995
2024-02-20Price change$624,995
2024-01-28Price change$624,999
2024-01-05Listed for sale$625,000
2023-12-27Contingent$625,000
2023-12-04Listed for sale$625,000
2023-12-04Listing removed--
2023-08-17Price change$625,000
2023-08-07Price change$645,000
2023-06-22Price change$650,000
2023-06-07Price change$665,000
2023-05-26Listed for sale$668,900
2023-05-09Contingent$668,900
2023-04-28Price change$668,900
2023-04-11Price change$669,000
2023-03-23Price change$675,000
2023-03-03Price change$679,900
2023-02-03Listed for sale$695,000
2006-10-12Sold$47,000

For Sale by Agent

AgentCéline Higgins Evans
BrokerageSimply List

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